632 Elder Ct, Altamonte Springs, FL 32714 Property Records

Seminole County property record for 632 Elder Ct, Altamonte Springs, FL 32714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,892 sqft · built 1975
Lot Size	0.242 acres (10,555 sqft)
Owner	Individual Name on Record
Last Sale	$419,900 (Dec 2022)
Tax Bill	$6,998 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-29-5CV-0000-4310`

Property Details

APN / Parcel Number

Primary APN	`09-21-29-5CV-0000-4310`
Alternative APN	`2129095CV00004310`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	2,442 sqft
1st Floor Area	1,892 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,555 sqft (0.242 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	632 ELDER CT
City	ALTAMONTE SPRINGS
State	FL
Zip	32714-7305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	LOT 431 SPRING OAKS UNIT 3 PB 17 PGS 74-76
Legal Range	29E
Legal Township	21S
Legal Section	09
Legal Subdivision	SPRING OAKS UNIT 3
Legal Tract	5CV
Legal Lot Number	431
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	21614

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	522 APPLEWOOD AVE, ALTAMONTE SPRINGS, FL 32714-2303
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
May 15, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	2022133534
Deed Book / Page	10359 / 802
Prior Transfer Date	May 2, 2019
Prior Transfer Doc	0093541045
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 12, 2022
Property Address	632 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Document Number	0103590802
Book / Page	10359 / 802
Map Reference	MB 17 PG 74-76
Instrument Date	Dec 8, 2022
Instrument	2022133534
Transaction Type	Transfer
Record Updated	Dec 21, 2022
Title Company	FIRST EXCEL TITLE LLC, FIRST CLASS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,939.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7901 RIVER RIDGE DR, TEMPLE TERRACE, FL 33637-4944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	522 APPLEWOOD AVE, ALTAMONTE SPRINGS, FL 32714-2303

Mortgage

Document Number	0010359803
Date	Dec 12, 2022
Instrument	10359/803

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	632 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090711297
Date	Feb 8, 2018
Book Page	09071/1297
Instrument	2018014775

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 1, 2028

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Feb 2, 2021
Property Address	632 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Document Number	0098340139
Book / Page	9834 / 139
Map Reference	MB 17 PG 74-76
Instrument Date	Feb 1, 2021
Instrument	2021014602
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,323.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12304 DOUBLE RUN RD, 12304, ASTATULA, FL 34705-9523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7901 RIVER RIDGE DR, TEMPLE TERRACE, FL 33637-4944

Mortgage

Document Number	0009834141
Date	Feb 2, 2021
Instrument	9834/141

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	May 15, 2019
Property Address	632 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305
Document Number	0093541045
Book / Page	09354 / 1045
Map Reference	MB 17 PG 74-76
Instrument Date	May 2, 2019
Instrument	2019051300
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305

Mortgage

Document Number	0093541047
Date	May 15, 2019
Instrument	09354/1047

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Altamonte Springs City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,998.00 (+13.46%)	$398,356 (+5.25%) Land $90,000 Building $308,356	$398,356 (+5.25%) Land $90,000 Building $308,356
2023	$6,168.00 (+30.35%)	$378,482 (+31.14%)	$378,482 (+24.31%) Land $85,000 Building $293,482
2022	$4,732.00	$288,604	$304,459 Land $85,000 Building $219,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	45 (1978–2024)
Claims Outside the SFHA	14 of 45
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 12 claims Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

Nearby Properties on Elder Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures