Seminole County property record for 631 Elder Ct, Altamonte Springs, FL 32714
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,862 sqft · built 1975 |
| Lot Size | 0.276 acres (12,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $276,000 (Dec 2005) |
| Tax Bill | $5,981 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-21-29-5CV-0000-4430 |
| Primary APN | 09-21-29-5CV-0000-4430 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,862 sqft Living Area |
| Gross Area | 2,414 sqft |
| 1st Floor Area | 1,862 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,028 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Patio Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 631 ELDER CT |
|---|---|
| City | ALTAMONTE SPRINGS |
| State | FL |
| Zip | 32714-7305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | LOT 443 SPRING OAKS UNIT 3 PB 17 PGS 74-76 |
| Legal Range | 29E |
| Legal Township | 21S |
| Legal Section | 09 |
| Legal Subdivision | SPRING OAKS UNIT 3 |
| Legal Tract | 5CV |
| Legal Lot Number | 443 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21614 |
631 Elder Ct is owned by two individuals who bought it in December 2005.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 16TH ST, UNION CITY, NJ 07087-6853 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2005 · Amount on File |
| Deed Sale | Dec 8, 2005 · Amount on File |
| Prior Sale | Oct 20, 2004 · Amount on File |
| Deed Document Number | 2005211497 |
| Deed Book / Page | 6029 / 618 |
| Prior Transfer Date | Aug 1, 1998 |
| Prior Transfer Doc | 3492001397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 631 ELDER CT, ALTAMONTE SPRINGS, FL 32714-7305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ABSOLUTE FIRST TITLE |
| Name | Verified Name |
|---|
| Document Number | 0096620531 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 9662/531 |
| Instrument | 2020080895 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2030 |
The 2025 property tax bill for 631 Elder Ct was $5,981.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Altamonte Springs City |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,981.00 | $340,462 Land $90,000 Building $250,462 | $340,462 Land $90,000 Building $250,462 |
| 2023 | $4,892.00 (+8.45%) | $329,179 (+7.73%) | $329,179 (+0.68%) Land $85,000 Building $244,179 |
| 2022 | $4,511.00 | $305,569 | $326,952 Land $85,000 Building $241,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 631 Elder Ct in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 45 (1978–2024) |
| Claims Outside the SFHA | 14 of 45 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 631 Elder Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALTAMONTE SPRINGS WATER DEPT (2 WPS) serves 51,000 people · EPA ID FL3590026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Metronet.
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