636 E Hanover St, Pentwater, MI 49449 Property Records

Oceana County property record for 636 E Hanover St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.428 acres (18,649 sqft)
Owner	2 Individual Names on Record
Last Sale	$163,000 (Jan 2020)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`044-135-010-50`

Property Details

APN / Parcel Number

Primary APN	`044-135-010-50`

Exterior

Lot Area	18,649 sqft (0.428 acres)

Location & Zoning

Street Address	636 E HANOVER ST
City	PENTWATER
State	MI
Zip	49449-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2020/470 636 E HANOVER ST MLC844751 WD905581 QC-L2000P10019 BLOCK 5 - COBBS ADDITION TO VILLAGE OF PENTWATER E 1/2 OF LOT
Legal Subdivision	COBBS ADDITION
Legal Block	5
Legal Lot Number	10
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1020
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2606 BYRON STATION DR SW, BYRON CENTER, MI 49315-9457
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2020 · Amount on Record
Deed Sale	Jan 8, 2020 · Amount on Record
Deed Document Number	2020143
Deed Book / Page	2020 / 470
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jan 8, 2020
Property Address	636 E HANOVER ST, PENTWATER, MI 49449-9427
Document Number	2020/000470
Book / Page	2020 / 000470
Instrument Date	Dec 23, 2019
Instrument	202000000143
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$1,401.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 E 6TH ST, 20, SHELBY, MI 49455-1114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2606 BYRON STATION DR SW, BYRON CENTER, MI 49315-9457

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,300 (-2.3%) Land $123,300	$246,600 (-2.3%) Land $246,600
2025	$4,027.00 (+15.92%)	$126,200 (+31.05%) Land $126,200	$252,400 (+31.05%) Land $252,400
2023		$96,300 Land $96,300	$192,600 (-) Land $192,600
2022	$3,474.00		$192,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENTWATER serves 857 people · EPA ID MI0005260
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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