510 E Hanover St, Pentwater, MI 49449 Property Records

Oceana County property record for 510 E Hanover St, Pentwater, MI 49449

Property Summary

Property Type	Single Family Home
Lot Size	0.216 acres (9,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$40,000 (Jul 2021)
Tax Bill	$6,937 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Feb 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`044-136-001-20`

Property Details

APN / Parcel Number

Primary APN	`044-136-001-20`

Exterior

Lot Area	9,412 sqft (0.216 acres)

Location & Zoning

Street Address	510 E HANOVER ST
City	PENTWATER
State	MI
Zip	49449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 80 FT OF W 210 FT OF LOT 1 BLK 6 OF COBBS ADD TO VILLAGE OF PENTWATER, VILLAGE OF PENTWATER, OCEANA COUNTY, MICHIGAN SPLIT/
Legal Subdivision	VILLAGE OF PENTWATER
Legal Block	6
Legal Lot Number	1
Jurisdiction	OCEANA MI
Township / Civil Division	PENTWATER
Census Block Group	1
Census Block	1021
Census Tract	10800

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 CHASE FARMS DR SW, BYRON CENTER, MI 49315-9171
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Feb 2, 2022	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Jul 23, 2021	Warranty Deed, Transfer OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Deed Document Number	20215333
Deed Book / Page	2021 / 19387
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	510 E HANOVER ST, PENTWATER, MI 49449
Transaction Type	Mortgage
Record Updated	Aug 17, 2023
Title Company	TRANSNATION TITLE AGENCY/MI, TRANSNATION TITLE AGCY OF MI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/8193
Date	Apr 8, 2022
Book Page	2022/8193
Instrument	202200002451

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Feb 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	510 E HANOVER ST, PENTWATER, MI 49449
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 CHASE FARMS DR SW, BYRON CENTER, MI 49315-9171

Mortgage

Document Number	02022/2631
Date	Feb 2, 2022
Book Page	2022/2631
Instrument	202200000640

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Feb 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Jul 23, 2021
Property Address	510 E HANOVER ST, PENTWATER, MI 49449
Document Number	2021/19387
Book / Page	2021 / 19387
Instrument Date	Jul 23, 2021
Instrument	202100005333
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 900, PENTWATER, MI 49449-0900

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 CHASE FARMS DR SW, BYRON CENTER, MI 49315-9171

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Pentwater Township
Municipality	Pentwater Village
Unified School District	Pentwater Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,500 (-3.9%) Land $194,500	$389,000 (-3.9%) Land $389,000
2025	$6,937.00 (+977.17%)	$202,400 (+38.44%) Land $202,400	$404,800 (+38.44%) Land $404,800
2023		$146,200 Land $146,200	$292,400 (-) Land $292,400
2022	$644.00		$292,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	28 units insured incl. 17 condo units
Nearby Flood Claims	7 (1997–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Nov 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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