636 Crest Dr, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 636 Crest Dr, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 628 sqft · built 1958
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Tax Bill	$3,010 (2025)
Deeds & Mortgages	Feb 2020 Transfer Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`072-042-09`

Property Details

APN / Parcel Number

Primary APN	`072-042-09`
Alternative APN	`072-042-09-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	628 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Well

Location & Zoning

Street Address	636 CREST DR
City	BEN LOMOND
State	CA
Zip	95005-9331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	TR 71
Legal Subdivision	LOMOND TERRACE 71
Legal Tract	71
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1010
Census Tract	120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	636 CREST DR, BEN LOMOND, CA 95005-9331
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2020	Quit Claim Deed, Transfer AMROCK INC
Feb 24, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 11, 2020
Transfer Doc	0000006254
Record Updated	Sep 20, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 24, 2020
Property Address	636 CREST DR, BEN LOMOND, CA 95005-9331
Document Number	0000006254
Instrument Date	Jan 11, 2020
Instrument	6254
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	636 CREST DR BEN LOMOND CA 950059331, BEN LOMOND, CA 95005-9331

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 24, 2020
Property Address	636 CREST DR, BEN LOMOND, CA 95005-9331
Document Number	0000006252
Instrument Date	Jan 11, 2020
Instrument	6252
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	AMROCK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	636 CREST DR BEN LOMOND CA 950059331, BEN LOMOND, CA 95005-9331

Mortgage

Document Number	6253
Date	Feb 24, 2020
Instrument	6253

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 20, 2019
Property Address	636 CREST DR, BEN LOMOND, CA 95005-9331
Document Number	0000004301
Instrument Date	Feb 20, 2019
Instrument	4301
Transaction Type	Transfer
Record Updated	Mar 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	636 CREST DR BEN LOMOND CA 950059331, BEN LOMOND, CA 95005-9331

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	636 CREST DR, BEN LOMOND, CA 95005-9331
Document Number	0000003909
Instrument Date	Feb 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	636 CREST DR BEN LOMOND CA 950059331, BEN LOMOND, CA 95005-9331

Mortgage

Document Number	0000003909
Date	Feb 14, 2019
Instrument	3909

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 14, 2019
Property Address	636 CREST DR, BEN LOMOND, CA 95005-9331
Document Number	0000001037
Instrument Date	Jan 9, 2019
Instrument	1037
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	636 CREST DR BEN LOMOND CA 950059331, BEN LOMOND, CA 95005-9331

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 2, 2018
Property Address	636 CREST DR, BEN LOMOND, CA 95005-9331
Document Number	0000009525
Instrument Date	Mar 29, 2018
Instrument	9525
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	636 CREST DR BEN LOMOND CA 950059331, BEN LOMOND, CA 95005-9331

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,030 (+2%) Land $78,101 Building $84,929
2025	$3,010.00 (+3.33%) Homeowner's exemption	$159,833 (+4.04%) Land $76,569 Building $83,264
2023	$2,913.00 (+1.96%)	$153,627 Land $73,596 Building $80,031	$514,260
2022	$2,857.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	36 (1981–2017)
Claims Outside the SFHA	10 of 36
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 13 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crest Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures