Santa Cruz County property record for 535 Crest Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,804 sqft · built 1964 |
| Lot Size | 0.835 acres (36,373 sqft) |
| Owner | Individual Name on File |
| Last Sale | $855,000 (May 2024) |
| Tax Bill | $11,251 (2025) |
| Deeds & Mortgages | Jan 2024 Foreclosure Sep 2022 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-041-12 |
| Primary APN | 072-041-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 1,804 sqft Living Area |
| Gross Area | 2,308 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 36,373 sqft (0.835 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Street Address | 535 CREST DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 120302 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 818 VAN NESS AVE, 404, SAN FRANCISCO, CA 94109-7880 |
| Owner Type | Individual |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 8, 2024 | Trustee's Deed, Foreclosure |
| Sep 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Sep 20, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2024 · Amount on Record |
| Deed Sale | May 23, 2024 · Amount on Record |
| Prior Sale | Jan 8, 2024 · Amount on Record |
| Deed Document Number | 20249682 |
| Prior Transfer Date | Aug 13, 2013 |
| Prior Transfer Doc | 0000041223 |
| Record Updated | Sep 20, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 8, 2024 |
| Property Address | 535 CREST DR, BEN LOMOND, CA 95005 |
| Document Number | 0000000318 |
| Instrument Date | Dec 28, 2023 |
| Instrument | 2024-0000318 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 25, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $808.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2015 MANHATTAN BEACH BLVD STE 100, 100, REDONDO BEACH, CA 90278-1230 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 535 CREST DR, BEN LOMOND, CA 95005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Name | Verified Name |
|---|---|
| Address | 535 CREST DR, BEN LOMOND, CA 95005 |
| Document Number | 0000026258 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022-0026258 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | ALLEN, TX 75013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 841 Months |
| Due | Oct 27, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.48% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 535 CREST DR, BEN LOMOND, CA 95005 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2022 |
| Title Company | FNC TITLE SERVICE |
| Name | Verified Name |
|---|---|
| Address | 535 CREST DR, BEN LOMOND, CA 95005 |
| Document Number | 0000026257 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 2022-0026257 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | EDMOND, OK 73013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 841 Months |
| Due | Oct 27, 2092 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.48% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.4% |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $889,542 (+2%) Land $533,725 Building $355,817 | ||
| 2025 | $11,251.00 (+369.38%) | $872,100 (+708.83%) Land $523,260 Building $348,840 | |
| 2024 | $2,397.00 (+0.55%) | ||
| 2023 | $2,384.00 (+5.53%) | $107,823 Land $22,265 Building $85,558 | $840,510 |
| 2022 | $2,259.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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