Santa Cruz County property record for 575 Crest Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,070 sqft · built 1971 |
| Lot Size | 1.03 acres (45,259 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Apr 2021) |
| Tax Bill | $10,870 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Apr 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-041-07 |
| Primary APN | 072-041-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,070 sqft Living Area |
| Gross Area | 1,598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 45,259 sqft |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Septic |
| Street Address | 575 CREST DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-1AC |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 120302 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 575 CREST DR, BEN LOMOND, CA 95005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA |
| Apr 16, 2021 | Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Jan 4, 2021 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 14, 2018 | Grant Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Jan 4, 2021 · Amount on Record |
| Deed Document Number | 202121770 |
| Prior Transfer Date | Aug 8, 2014 |
| Prior Transfer Doc | 0000029607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 575 CREST DR, BEN LOMOND, CA 95005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 575 PARK DR, BEN LOMOND, CA 95005-9330 |
| Document Number | 0000049600 |
|---|---|
| Date | Sep 29, 2021 |
| Instrument | 2021-0049600 |
| Name | RAYMOND JAMES BANK NA |
|---|---|
| Type | Bank |
| Address | SAINT PETERSBURG, FL 33716 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
| Type Change Date | Oct 1, 2036 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 8.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 16, 2021 |
| Property Address | 575 CREST DR, BEN LOMOND, CA 95005 |
| Document Number | 0000021770 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021-0021770 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $852.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 575 CREST DR, BEN LOMOND, CA 95005 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 4, 2021 |
| Property Address | 575 CREST DR, BEN LOMOND, CA 95005 |
| Document Number | 0000000080 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2021-0000080 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE CONNECT |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 575 CREST DR, BEN LOMOND, CA 95005 |
| Document Number | 0000000081 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-0000081 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 14, 2018 |
| Property Address | 575 CREST DR, BEN LOMOND, CA 95005 |
| Document Number | 0000024700 |
| Instrument Date | Aug 1, 2018 |
| Instrument | 2018-0024700 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 41, FELTON, CA 95018-0041 |
| Document Number | 0000024701 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 2018-0024701 |
| Type | Bank |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $855,662 (+2%) Land $634,846 Building $220,816 | ||
| 2025 | $10,870.00 (+3.9%) | $838,885 (+4.04%) Land $622,398 Building $216,487 | |
| 2023 | $10,462.00 (+2.24%) | $806,310 Land $598,230 Building $208,080 | $748,440 |
| 2022 | $10,233.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 36 (1981–2017) |
| Claims Outside the SFHA | 10 of 36 |
| Most Recent Claim | Jan 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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