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636 Cathedral Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 636 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2010
Square Footage1,030 sqft Living Area
Lot Size4,225 sqft (0.097 acres)
Last Sale$1,165,500 (2022)
Tax Bill$14,273.00 (2025)

Property Details

APN / Parcel Number

Primary APN040-203-18
Alternative APN
  • 040-203-18-000

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms4 Rooms
Building Area1,030 sqft Living Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2010
Construction TypeWood Construction
Roof MaterialComposition Shingle Roof
Lot Area4,225 sqft (0.097 acres)

Exterior Amenities

Total Buildings2 Total Buildings
Deck Area280 sqft Deck
Patio Area280 sqft Patio
TopographySteep Topography

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Water SourceCommercial Water Source

Location & Zoning

Street Address636 CATHEDRAL DR
CityAPTOS
StateCA
Zip95003-3407
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionMONTE TOYON/RIO DEL MAR 01
Legal Block6
Legal Lot Number17,18
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1016
Census Tract122002

Owner

Source: Santa Cruz County records · APN 040-203-18

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5544 OLD SAN JOSE RD, SOQUEL, CA 95073-9669
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2023Intrafamily Transfer, Transfer
Sep 14, 2022Grant Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 26, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PLAZA HOME MORTGAGE INC
Aug 12, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
GENEVA FIN'L
Dec 21, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Dec 21, 2017Grant Deed, Transfer · Line of Credit
TCF NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 14, 2022 · Amount on Record
Deed SaleSep 14, 2022 · Amount on Record
Prior SaleDec 21, 2017 · Amount on Record
Deed Doc Number202225829
Last Transfer DateOct 04, 2023
Transfer Doc0000018965
Record RefreshedSep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateOct 05, 2023
Property Address636 CATHEDRAL DR, APTOS, CA 95003-3407
Document Number0000018965
Map ReferenceMB 24 PG 22
Instrument DateOct 04, 2023
Instrument2023-0018965
Transaction TypeTransfer
Record UpdatedOct 20, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address5544 OLD SAN JOSE RD, SOQUEL, CA 95073-9669

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateSep 14, 2022
Property Address636 CATHEDRAL DR, APTOS, CA 95003-3407
Document Number0000025829
Map ReferenceMB 24 PG 22
Instrument DateSep 14, 2022
Instrument2022-0025829
Transaction TypeTransfer
Record UpdatedSep 05, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,282.05
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address636 CATHEDRAL DR, APTOS, CA 95003-3407

Mortgage

Document Number0000025830
DateSep 14, 2022
Instrument2022-0025830
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address636 CATHEDRAL DR, APTOS, CA 95003-3407
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021150
DateJul 26, 2019
Instrument2019-0021150
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address636 CATHEDRAL DR, APTOS, CA 95003-3407
Document Number0000031291
Instrument DateAug 12, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanySTEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address636 CATHEDRAL DR APTOS CA 950033407, APTOS, CA 95003-3407

Mortgage

Document Number0000031291
DateAug 17, 2020
Instrument31291
Lender
NameGENEVA FIN'L
TypeFunding / Finance Company
AddressCHANDLER, AZ 85248
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 16, 2050

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 21, 2017
Property Address636 CATHEDRAL DR, APTOS, CA 95003-3407
Document Number0000043265
Instrument DateDec 15, 2017
Instrument43265
Transaction TypeTransfer
Record UpdatedNov 20, 2018
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address636 CATHEDRAL DR APTOS CA 950033407, APTOS, CA 95003-3407

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateDec 21, 2017
Property Address636 CATHEDRAL DR, APTOS, CA 95003-3407
Document Number0000043264
Map ReferenceMB 24 PG 22
Instrument DateDec 13, 2017
Instrument2017-0043264
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyER OLD REPUBLIC TITLE COMPAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address636 CATHEDRAL DR, APTOS, CA 95003-3407

Mortgage

Document Number0000043267
DateDec 21, 2017
Instrument2017-0043267
Lender
NameTCF NATIONAL BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$842,000 (-29.81%) Land $579,104 Building $262,896
2025$14,273.00 (+11.08%)$1,199,582 (+4.04%) Land $825,038 Building $374,544
2023$12,849.00 (+85.95%)$1,153,002 Land $793,002 Building $360,000$999,270
2022$6,910.00

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