Santa Cruz County property record for 624 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,351 sqft Living Area |
| Lot Size | 4,443 sqft (0.102 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $945,000 (2025) |
| Tax Bill | $8,545.00 (2025) |
Source: Santa Cruz County records · APN 040-203-12
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 624 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Aug 13, 2025 | Intrafamily Transfer, Transfer |
| Jan 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY FCU |
| Oct 30, 2018 | Grant Deed, Transfer CHICAGO TITLE INSURANCE COMP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2025 · Amount on Record |
| Deed Sale | Jul 03, 2025 · Amount on Record |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Doc Number | 202513828 |
| Prior Transfer Date | Aug 22, 2005 |
| Prior Transfer Doc | 0000063117 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 13, 2025 |
| Property Address | 624 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Document Number | 0000016862 |
| Map Reference | MB 24 PG 22 |
| Instrument Date | Aug 01, 2025 |
| Instrument | 2025-0016862 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 624 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 624 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | FATC |
| Name | Verified Name |
|---|
| Document Number | 0000003785 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 2020-0003785 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Feb 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.75% |
| Index | 1-Year LIBOR |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Oct 30, 2018 |
| Property Address | 624 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Document Number | 0000032756 |
| Map Reference | MB 24 PG 22 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 2018-0032756 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | CHICAGO TITLE INSURANCE COMP |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 624 CATHEDRAL DR, APTOS, CA 95003-3407 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925,000 (+28.56%) Land $725,000 Building $200,000 | ||
| 2025 | $8,545.00 (+8.11%) | $719,510 (+4.04%) Land $552,182 Building $167,328 | |
| 2024 | $7,904.00 (+1.62%) | ||
| 2023 | $7,778.00 (+1.86%) Homeowner's exemption | $691,570 Land $530,740 Building $160,830 | $730,260 |
| 2022 | $7,636.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 66% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 040-203-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,351 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,443 sqft (0.102 acres) |
| Deck Area | 180 sqft Deck |
| Patio Area | 180 sqft Patio |
| Topography | Steep Topography |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Street Address | 624 CATHEDRAL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MONTE TOYON 01 |
| Legal Block | 6 |
| Legal Lot Number | 12,49 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
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