Santa Cruz County property record for 622 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1977 |
| Square Footage | 1,432 sqft Living Area |
| Lot Size | 4,835 sqft (0.111 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $629,000 (2017) |
| Tax Bill | $8,501.00 (2025) |
| Primary APN | 040-203-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,432 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 4,835 sqft (0.111 acres) |
| Deck Area | 196 sqft Deck |
| Patio Area | 196 sqft Patio |
| Topography | Steep Topography |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 622 CATHEDRAL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-3407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | MONTE TOYON 01 |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 040-203-11
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 622 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Dec 27, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | Sep 06, 2002 · Amount on Record |
| Deed Doc Number | 201744038 |
| Prior Transfer Date | Nov 02, 2004 |
| Prior Transfer Doc | 0000079999 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 622 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000018276 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 2019-0018276 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 622 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMROCK TITLE CA |
| Name | Verified Name |
|---|---|
| Address | 622 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Document Number | 0000035340 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020-0035340 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 622 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Document Number | 0000003447 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Name | Verified Name |
|---|---|
| Address | 622 CATHEDRAL DR APTOS CA 950033407, APTOS, CA 95003-3407 |
| Document Number | 0000003447 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 3447 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 28, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 27, 2017 |
| Property Address | 622 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Document Number | 0000044038 |
| Map Reference | MB 24 PG 22 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2017-0044038 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FATC SALINAS SPL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 622 CATHEDRAL DR, APTOS, CA 95003-3407 |
| Document Number | 0000044039 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017-0044039 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $730,009 (+2%) Land $511,006 Building $219,003 | ||
| 2025 | $8,501.00 (+9.85%) Homeowner's exemption | $715,694 (+4.04%) Land $500,986 Building $214,708 | |
| 2023 | $7,739.00 (+1.87%) Homeowner's exemption | $687,903 Land $481,532 Building $206,371 | $672,030 |
| 2022 | $7,597.00 |
622 Cathedral Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 66th percentile of exposed land nationally · 40th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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