Hamilton County property record for 6354 Dharma Loop, Chattanooga, TN 37412
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,616 sqft · built 2023 |
| Lot Size | 0.126 acres (5,523 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,439,900 (Dec 2023) |
| Tax Bill | $1,959 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 170G E 006 |
| Primary APN | 170G E 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,616 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,523 sqft (0.126 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000391722 |
|---|---|
| Street Address | 6354 DHARMA LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37412-6905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 51 HUMMINGBIRD VILLAGE UNIT 1 PB 122 PGS 51 & 52 OUT OF 170G A 005 FOR 2022 |
| Legal Subdivision | HUMMINGBIRD VILLAGE, UNIIT 1 |
| Legal Lot Number | 51 |
| Legal Unit | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 11442 |
Source: Hamilton County records · APN 170G E 006
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6354 DHARMA LOOP, CHATTANOOGA, TN 37412-6905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 13, 2023 | Deed of Trust, Mortgage · Construction Mortgage BUILTWELL BANK |
| Mar 26, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 27, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Feb 21, 2023 | Intrafamily Transfer, Transfer · Construction Mortgage BUILTWELL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on Record |
| Deed Sale | Dec 27, 2023 · Amount on Record |
| Deed Document Number | 2023107 |
| Deed Book / Page | 13478 / 57 |
| Prior Transfer Date | Feb 21, 2023 |
| Prior Transfer Doc | 0000000084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 6354 DHARMA LOOP, CHATTANOOGA, TN 37412-6905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000143 |
|---|---|
| Date | Apr 13, 2023 |
| Book Page | 13262/275 |
| Instrument | 2023041300143 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | RINGGOLD, GA 30736 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Feb 25, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Mar 26, 2026 |
| Property Address | 6354 DHARMA LOOP, CHATTANOOGA, TN 37412-6905 |
| Document Number | 0000000111 |
| Book / Page | 14240 / 30 |
| Map Reference | MB 122 PG 51 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 2026032600111 |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2026 |
| Title Company | TENNESSEE NATIONS TITLE AGENCY, TENNESSEE NATIONS TTL AGCY I |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6354 DHARMA LOOP, CHATTANOOGA, TN 37412-6905 |
| Document Number | 0001424034 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 14240/34 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 27, 2023 |
| Property Address | 6354 DHARMA LOOP, CHATTANOOGA, TN 37412-6905 |
| Document Number | 0000000107 |
| Book / Page | 13478 / 57 |
| Map Reference | MB 122 PG 51 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023122700107 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TENNESSEE NATIONS TITLE AGENCY, TENNESSEE NATIONS TTL AGCY I |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,627.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6354 DHARMA LOOP, CHATTANOOGA, TN 37412-6905 |
| Document Number | 0000000109 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2023122700109 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 21, 2023 |
| Property Address | 6354 DHARMA LOOP, CHATTANOOGA, TN 37412-6905 |
| Document Number | 0000000084 |
| Book / Page | 13216 / 538 |
| Map Reference | MB 122 PG 51 |
| Instrument Date | Feb 21, 2023 |
| Instrument | 2023022100084 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6300 SAGEWOOD DR, PARK CITY, UT 84098-7502 |
| Document Number | 0013262351 |
|---|---|
| Date | Feb 21, 2023 |
| Instrument | 13262/351 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 25, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | East Ridge City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,959.00 (+8.95%) | $129,300 (+60.87%) | $517,200 (+60.87%) Land $65,000 Building $452,200 |
| 2024 | $1,798.00 (+489.51%) | $80,375 (+818.57%) | $321,500 (+818.57%) Land $35,000 Building $286,500 |
| 2023 | $305.00 | $8,750 (-) | $35,000 (-) Land $35,000 |
| 2022 | $305.00 | $8,750 | $35,000 Land $35,000 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), as of August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114422, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system TN0000107, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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