6342 Dharma Loop, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6342 Dharma Loop, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,858 sqft · built 2023
Lot Size	0.122 acres (5,349 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jul 2023)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Apr 2023 Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`170G E 005`

Property Details

APN / Parcel Number

Primary APN	`170G E 005`
Alternative APN	`0000391721`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,858 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,349 sqft (0.122 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000391721
Street Address	6342 DHARMA LOOP
City	CHATTANOOGA
State	TN
Zip	37412-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 50 HUMMINGBIRD VILLAGE UNIT 1 PB 122 PGS 51 & 52 OUT OF 170G A 005 FOR 2022
Legal Subdivision	HUMMINGBIRD VILLAGE, UNIT 1
Legal Lot Number	50
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	11442

Owner

Source: Hamilton County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6342 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2024	Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Apr 13, 2023	Deed of Trust, Mortgage · Construction Mortgage BUILTWELL BANK
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 21, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	2023238
Deed Book / Page	13352 / 760
Prior Transfer Date	Feb 21, 2023
Prior Transfer Doc	0000000084
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6342 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6342 DHARMA LOOP, CHATTANOOGA, TN 37412-6905

Mortgage

Document Number	0000000085
Date	Nov 18, 2024
Book Page	13763/602
Instrument	2024111800085

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Address	ALLEN, TX 75013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	6342 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000157
Date	Apr 13, 2023
Book Page	13262/351
Instrument	2023041300157

Lender

Name	BUILTWELL BANK
Type	Bank
Address	RINGGOLD, GA 30736

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Feb 25, 2024

Interest

Rate Type	Adjustable Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2023
Property Address	6342 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Document Number	0000000238
Book / Page	13352 / 760
Map Reference	MB 122 PG 51
Instrument Date	Jul 21, 2023
Instrument	2023072400238
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,809.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6342 DHARMA LOOP, CHATTANOOGA, TN 37412-6905

Mortgage

Document Number	0000000239
Date	Jul 24, 2023
Instrument	2023072400239

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Feb 21, 2023
Property Address	6342 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Document Number	0000000084
Book / Page	13216 / 538
Map Reference	MB 122 PG 51
Instrument Date	Feb 21, 2023
Instrument	2023022100084
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6300 SAGEWOOD DR, PARK CITY, UT 84098-7502

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (-5.07%)	$111,175 (+40.11%)	$444,700 (+40.11%) Land $65,000 Building $379,700
2024	$1,775.00 (+81.31%)	$79,350 (+185.18%)	$317,400 (+185.18%) Land $35,000 Building $282,400
2023	$979.00 (+220.98%)	$27,825 (+218%)	$111,300 (+218%) Land $35,000 Building $76,300
2022	$305.00	$8,750	$35,000 Land $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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