6395 Dharma Loop, Chattanooga, TN 37412 Property Records

Hamilton County property record for 6395 Dharma Loop, Chattanooga, TN 37412

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,188 sqft · built 2023
Lot Size	0.113 acres (4,949 sqft)
Owner	Individual Name on Record
Last Sale	$363,590 (Apr 2023)
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`170G F 008`

Property Details

APN / Parcel Number

Primary APN	`170G F 008`
Alternative APN	`0000391713`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,188 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,949 sqft (0.113 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000391713
Street Address	6395 DHARMA LOOP
City	CHATTANOOGA
State	TN
Zip	37412-6905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 20 HUMMINGBIRD VILLAGE UNIT 1 PB 122 PGS 51 & 52 OUT OF 170G A 005 FOR 2022
Legal Lot Number	20
Legal Unit	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2009
Census Tract	11442

Owner

Source: Hamilton County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6395 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Deed Document Number	2023232
Deed Book / Page	13260 / 401
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 11, 2023
Property Address	6395 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Document Number	0000000232
Book / Page	13260 / 401
Map Reference	MB 122 PG 51
Instrument Date	Apr 6, 2023
Instrument	2023041100232
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,345.28
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6395 DHARMA LOOP, CHATTANOOGA, TN 37412-6905
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000233
Date	Apr 11, 2023
Instrument	2023041100233

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	East Ridge City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (+2.82%)	$112,900 (+51.75%)	$451,600 (+51.75%) Land $65,000 Building $386,600
2024	$1,664.00 (+78.54%)	$74,400 (+181.02%)	$297,600 (+181.02%) Land $35,000 Building $262,600
2023	$932.00	$26,475	$105,900 Land $35,000 Building $70,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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