6353 High Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6353 High Rd, Clay, MI 48001

Property Summary

Property TypeCondominium
Details2.5 ba · 1,583 sqft · built 2021
Lot Size1.2 acres (52,577 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Oct 2022)
Tax Bill$5,970 (2025)
Deeds & MortgagesNov 2025 Mortgage
May 2022 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN74-14-983-0003-000

Property Details

APN / Parcel Number

Primary APN74-14-983-0003-000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,583 sqft Living Area
1st Floor Area1,583 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Lot Area52,577 sqft (1.2 acres)
Lot Dimensions350 ft deep x 150 ft wide
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6353 HIGH RD
CityCLAY
StateMI
Zip48001-3828
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRS-1
Legal DescriptionUNIT 3 STONE ROAD ESTATES CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 238 MASTER DEED RECORDED IN LIBER 5301 PGS 119 -
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit3
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group1
Census Block1006
Census Tract646000

Owner

6353 High Rd, a condominium, is owned and occupied by an individual who bought it in October 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address6353 HIGH RD, CLAY, MI 48001-3828
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
May 6, 2022Deed of Trust, Mortgage · Construction Mortgage
NORTHSTAR BANK
Oct 13, 2022Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 13, 2022 · Amount on File
Deed SaleOct 13, 2022 · Amount on File
Deed Document Number202223532
Deed Book / Page5570 / 325
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address6353 HIGH RD, CLAY, MI 48001-3828
Transaction TypeMortgage
Record UpdatedDec 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address6353 HIGH RD, CLAY, MI 48001-3828

Mortgage

Document Number0005872382
DateNov 17, 2025
Book Page5872/382
Instrument2025022120
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Address8241 DOW CIR, STRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueDec 1, 2035

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address6353 HIGH RD, CLAY, MI 48001-3828
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021

Mortgage

Document Number0005518557
DateMay 6, 2022
Book Page5518/557
Instrument2022011384
Lender
NameNORTHSTAR BANK
TypeBank
AddressBAD AXE, MI 48413
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateOct 13, 2022
Property Address6353 HIGH RD, CLAY, MI 48001-3828
Document Number0005570325
Book / Page5570 / 325
Map ReferenceLB 5301 PG 119-150
Instrument DateOct 5, 2022
Instrument2022023532
Transaction TypeTransfer
Record UpdatedNov 2, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$652.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6052 STARVILLE RD, 6052, COTTRELLVILLE, MI 48039-1021

Transferred To (Grantee/Buyer)

NameVerified Name
Address51347 MAYFIELD DR, CHESTERFIELD, MI 48047-3192

Mortgage

Document Number0000556837
DateOct 6, 2022
Book Page5568/37
Instrument2022023009
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueNov 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 6353 High Rd was $5,970 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$211,700 (+6.87%)$423,400
2025$5,970.00 (+2.31%) Homeowner's exemption$198,100
2024$5,835.00$396,200
2023$179,000
2022$508.00$358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6353 High Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims11 (1981–2019)
Claims Outside the SFHA8 of 11
Most Recent ClaimJun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6353 High Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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