6313 High Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 6313 High Rd, Clay, MI 48001

Property Summary

Property TypeCondominium
Details2.5 ba · 1,860 sqft · built 2022
Lot Size2.33 acres (101,538 sqft)
OwnerIndividual Name on Record
Last Sale$379,900 (Nov 2021)
Tax Bill$6,585 (2025)
Deeds & MortgagesMay 2021 Construction Loan
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN74-14-983-0007-000

Property Details

APN / Parcel Number

Primary APN74-14-983-0007-000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,860 sqft Living Area
1st Floor Area1,860 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleCondo/Apartment
Lot Area101,538 sqft (2.33 acres)
Lot Dimensions677 ft deep x 150 ft wide
Garage Area820 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address6313 HIGH RD
CityCLAY
StateMI
Zip48001-3828
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRS-1
Legal DescriptionUNIT 7 STONE ROAD ESTATES CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 238 MASTER DEED RECORDED IN LIBER 5301 PGS 119 -
Legal SubdivisionST CLAIR COUNTY CONDOMINIUM
Legal Unit7
JurisdictionSAINT CLAIR MI
Township / Civil DivisionCLAY
Census Block Group3
Census Block3000
Census Tract646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6313 HIGH RD, CLAY, MI 48001-3828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2021Deed of Trust, Mortgage · Construction Mortgage
NORTHSTAR BANK
Nov 22, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2021 · Amount on Record
Deed SaleNov 22, 2021 · Amount on Record
Deed Document Number202132692
Deed Book / Page5452 / 893
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address6313 HIGH RD, CLAY, MI 48001-3828
Transaction TypeMortgage
Record UpdatedMar 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021

Mortgage

Document Number0005363703
DateMay 10, 2021
Book Page5363/703
Instrument2021014149
Lender
NameNORTHSTAR BANK
TypeBank
AddressBAD AXE, MI 48413
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAINT CLAIR MI
Recording DateNov 22, 2021
Property Address6313 HIGH RD, CLAY, MI 48001-3828
Document Number0005452893
Book / Page5452 / 893
Map ReferenceLB 5323 PG 212
Instrument DateNov 1, 2021
Instrument2021032692
Transaction TypeTransfer
Record UpdatedMar 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6313 HIGH RD, CLAY, MI 48001-3828

Mortgage

Document Number0005445605
DateNov 5, 2021
Book Page5445/605
Instrument2021031277
Lender
NamePRIORITY FINANCIAL NETWORK
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Clair County
County SubdivisionClay Township
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,400 (+13.58%)$496,800 (+13.58%)
2025$6,585.00 (+2.33%) Homeowner's exemption$218,700 (+16.95%)
2024$6,435.00 (+10.36%)$437,400 (+16.95%)
2023$187,000
2022$5,831.00$374,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims12 (1985–1995)
Claims Outside the SFHA10 of 12
Most Recent ClaimAug 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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