St. Clair County property record for 6323 High Rd, Clay, MI 48001
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,626 sqft · built 2021 |
| Lot Size | 2.33 acres (101,582 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Oct 2021) |
| Tax Bill | $7,221 (2025) |
| Deeds & Mortgages | Apr 2023 Second Mortgage May 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-983-0006-000 |
| Primary APN | 74-14-983-0006-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 1,626 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Condo/Apartment |
| Lot Area | 101,582 sqft (2.33 acres) |
| Lot Dimensions | 677 ft deep x 150 ft wide |
| Garage Area | 1,982 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6323 HIGH RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3828 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-1 |
| Legal Description | UNIT 6 STONE ROAD ESTATES CONDOMINIUM ST CLAIR COUNTY CONDOMINIUM PLAN NO 238 MASTER DEED RECORDED IN LIBER 5301 PGS 119 - |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Legal Unit | 6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6323 HIGH RD, CLAY, MI 48001-3828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU |
| May 10, 2021 | Deed of Trust, Mortgage · Construction Mortgage NORTHSTAR BANK |
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Deed Document Number | 202130687 |
| Deed Book / Page | 5443 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6323 HIGH RD, CLAY, MI 48001-3828 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6323 HIGH RD, CLAY, MI 48001-3828 |
| Document Number | 0005613152 |
|---|---|
| Date | Apr 11, 2023 |
| Book Page | 5613/152 |
| Instrument | 2023006724 |
| Name | VIBE CU |
|---|---|
| Type | Credit Union |
| Address | NOVI, MI 48377 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 6323 HIGH RD, CLAY, MI 48001-3828 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021 |
| Document Number | 0005363719 |
|---|---|
| Date | May 10, 2021 |
| Book Page | 5363/719 |
| Instrument | 2021014151 |
| Name | NORTHSTAR BANK |
|---|---|
| Type | Bank |
| Address | LAKELAND, MI 48143 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 29, 2021 |
| Property Address | 6323 HIGH RD, CLAY, MI 48001-3828 |
| Document Number | 0000544348 |
| Book / Page | 5443 / 48 |
| Map Reference | LB 5323 PG 212&213 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021030687 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6052 STARVILLE RD, COTTRELLVILLE, MI 48039-1021 |
| Name | Verified Name |
|---|
| Document Number | 0000543584 |
|---|---|
| Date | Oct 15, 2021 |
| Book Page | 5435/84 |
| Instrument | 2021029186 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $252,100 (+5.22%) | $504,200 (+5.22%) | |
| 2025 | $7,221.00 (+2.34%) Homeowner's exemption | $239,600 (+34.76%) | |
| 2024 | $7,056.00 (+21.55%) | $479,200 (+34.76%) | |
| 2023 | $177,800 | ||
| 2022 | $5,805.00 | $355,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
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