635 Windsor Pl NE, Concord, NC 28025 Property Records

Cabarrus County property record for 635 Windsor Pl NE, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,329 sqft · built 1978
Lot Size	0.452 acres (19,680 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jan 2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5621 77 4126`

Property Details

APN / Parcel Number

Primary APN	`5621 77 4126`
Alternative APNs	`12054 0006.400000` `98446`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,329 sqft Living Area
Gross Area	3,179 sqft
1st Floor Area	2,329 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,680 sqft (0.452 acres)
Lot Dimensions	164 ft deep x 120 ft wide
Garage Type	Finished
Garage Area	570 sqft
Driveway	Concrete Driveway
Driveway Area	1,080 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	98446
Street Address	635 WINDSOR PL NE
City	CONCORD
State	NC
Zip	28025-2550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-1
Legal Description	LT 12 NORTHGATE ESTATES
Legal Subdivision	NORTHGATE ESTATES
Legal Lot Number	12
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2025
Census Tract	42401

Owner

635 Windsor Pl NE is owned and occupied by an individual who bought it in January 2026.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	635 WINDSOR PL NE, CONCORD, NC 28025-2550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on File
Deed Sale	Jan 8, 2026 · Amount on File
Deed Document Number	2026449
Deed Book / Page	17797 / 342
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jan 8, 2026
Property Address	635 WINDSOR PL NE, CONCORD, NC 28025-2550
Document Number	0017797342
Book / Page	17797 / 342
Map Reference	MB 13 PG 16
Instrument Date	Jan 8, 2026
Transaction Type	Transfer
Record Updated	Jan 15, 2026
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 BURRAGE RD NE, CONCORD, NC 28025-2910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 WINDSOR PL NE, CONCORD, NC 28025-2550

Mortgage

Document Number	0017797345
Date	Jan 8, 2026
Instrument	17797/345

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$333,990 (-) Land $58,000 Building $275,990
2025	$333,990 Land $58,000 Building $275,990
2024		$333,990 (+62.33%) Land $58,000 Building $275,990
2023	$205,750 Land $46,000 Building $159,750	$205,750 Land $46,000 Building $159,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 635 Windsor Pl NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Windsor Pl NE is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20