Cabarrus County property record for 580 Windsor Pl NE, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,033 sqft · built 1986 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Apr 2019) |
| Tax Bill | $5,418 (2023) |
| Deeds & Mortgages | Oct 2019 Mortgage Sep 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5621 77 6049 |
| Primary APN | 5621 77 6049 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,033 sqft Living Area |
| Gross Area | 5,745 sqft |
| 1st Floor Area | 2,198 sqft |
| Upper Floors Area | 1,267 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Dimensions | 196 ft deep x 258 ft wide |
| Garage Type | Mixed |
| Garage Area | 712 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,275 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 384 sqft |
| Patio Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 4150975 |
|---|---|
| Street Address | 580 WINDSOR PL NE |
| City | CONCORD |
| State | NC |
| Zip | 28025-2548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-1 |
| Legal Description | LT 35 & P/O 34-36 NORTHGATE ESTATES |
| Legal Subdivision | NORTHGATE ESTATES |
| Legal Lot Number | 35 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 12, CONCORD |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 42401 |
580 Windsor Pl NE is owned and occupied by two individuals who acquired it in February 2021.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 580 WINDSOR PL NE, CONCORD, NC 28025-2548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Mar 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 18, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2019 · Amount on File |
| Deed Sale | Apr 18, 2019 · Amount on File |
| Prior Sale | Jun 28, 2010 · Amount on File |
| Deed Book / Page | 13466 / 286 |
| Last Transfer Date | Feb 23, 2021 |
| Transfer Doc | 1495669 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 580 WINDSOR PL NE, CONCORD, NC 28025-2548 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0013809328 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 13809/0328 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 580 WINDSOR PL NE, CONCORD, NC 28025-2548 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0013723278 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 13723/0278 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 580 WINDSOR PL NE, CONCORD, NC 28025-2548 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0001511784 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 15117/84 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Mar 1, 2021 |
| Property Address | 580 WINDSOR PL NE, CONCORD, NC 28025-2548 |
| Document Number | 0001495669 |
| Book / Page | 14956 / 69 |
| Instrument Date | Feb 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 580 WINDSOR PL NE, CONCORD, NC 28025-2548 |
| Document Number | 0001495672 |
|---|---|
| Date | Mar 1, 2021 |
| Instrument | 14956/72 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Apr 18, 2019 |
| Property Address | 580 WINDSOR PL NE, CONCORD, NC 28025-2548 |
| Document Number | 13466286 |
| Book / Page | 013466 / 000286 |
| Instrument Date | Apr 16, 2019 |
| Instrument | 9282 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $190.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 580 WINDSOR PL NE CONCORD NC 280252548, CONCORD, NC 28025-2548 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,680 (-) Land $98,600 Building $565,080 | ||
| 2025 | $663,680 Land $98,600 Building $565,080 | ||
| 2024 | $663,680 (+49.43%) Land $98,600 Building $565,080 | ||
| 2023 | $5,418.00 | $444,130 Land $128,800 Building $315,330 | $444,130 Land $128,800 Building $315,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 580 Windsor Pl NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 580 Windsor Pl NE is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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