545 Windsor Pl NE, Concord, NC 28025 Property Records

Cabarrus County property record for 545 Windsor Pl NE, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,758 sqft · built 1982
Lot Size0.775 acres (33,720 sqft)
Owner2 Individual Names on Record
Last Sale$261,000 (Apr 2016)
Tax Bill$3,299 (2023)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN5621 76 3486

Property Details

APN / Parcel Number

Primary APN5621 76 3486
Alternative APNs
  • 12054 0006.700000
  • 109061

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area4,740 sqft
1st Floor Area1,758 sqft
Basement Area1,758 sqft
Finished Basement1,214 sqft
Unfinished Basement544 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick Veneer
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area33,720 sqft (0.775 acres)
Lot Dimensions281 ft deep x 120 ft wide
Garage TypeMixed
Garage Area584 sqft
DrivewayConcrete Driveway
Driveway Area3,000 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPatio
Porch Area280 sqft
Deck Area360 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number109061
Street Address545 WINDSOR PL NE
CityCONCORD
StateNC
Zip28025-2547
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-1
Legal DescriptionLT 17 NORTHGATE ESTATES
Legal SubdivisionNORTHGATE ESTATES
Legal Lot Number17
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group2
Census Block2025
Census Tract42401

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address545 WINDSOR PL NE, CONCORD, NC 28025-2547
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 7, 2016 · Amount on Record
Deed SaleApr 7, 2016 · Amount on Record
Prior SaleJan 1, 1980 · Amount on Record
Deed Book / Page11862 / 293
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address545 WINDSOR PL NE, CONCORD, NC 28025-2547
Document Number14628178
Instrument DateOct 26, 2020
Transaction TypeMortgage
Record UpdatedNov 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address545 WINDSOR PL NE CONCORD NC 280252547, CONCORD, NC 28025-2547

Mortgage

Document Number14628178
DateNov 2, 2020
Book Page014628/000178
Instrument38182
Lender
NameROUNDPOINT MTG SVCNG
TypeMortgage Company
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$459,730 (+70.02%) Land $63,800 Building $395,930
2024$459,730 (+70.02%) Land $63,800 Building $395,930
2023$3,299.00$270,390 Land $50,600 Building $219,790$270,390 Land $50,600 Building $219,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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