Pinellas County property record for 635 Timber Bay Cir E, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,324 sqft · built 1984 |
| Lot Size | 0.155 acres (6,752 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $420,000 (Aug 2025) |
| Tax Bill | $1,207 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-760-8904-4 |
| Primary APN | C62-000-760-8904-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 1,324 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,752 sqft (0.155 acres) |
| Lot Dimensions | 100 ft deep x 67 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 100 sqft |
|---|---|
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R268754 |
|---|---|
| Street Address | 635 TIMBER BAY CIR E |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHOREVIEW PHASE 2 BLK 9, LOT 7 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 25 |
| Legal Subdivision | SHOREVIEW PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 81851 |
| Legal Block | 9 |
| Legal Lot Number | 7 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 27320 |
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on Record |
| Deed Sale | Aug 29, 2025 · Amount on Record |
| Prior Sale | Aug 31, 1995 · Amount on Record |
| Deed Document Number | 2025248448 |
| Deed Book / Page | 23278 / 911 |
| Prior Transfer Date | Apr 7, 2003 |
| Prior Transfer Doc | 0128160649 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 635 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 635 TIMBER BAY CIR E, OLDSMAR, FL 34677-4325 |
| Document Number | 0220772081 |
|---|---|
| Date | May 26, 2022 |
| Book Page | 22077/2081 |
| Instrument | 2022167593 |
| Name | FLAGSHIP BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | CLEARWATER, FL 33761 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,207.00 (+7.29%) | ||
| 2024 | $1,125.00 (+2.93%) | $285,649 (-2.78%) Land $140,008 Building $145,641 | |
| 2023 | $1,093.00 (+4.49%) Homeowner's exemption | $104,157 (+3%) | $293,806 (+22.85%) Land $152,539 Building $141,267 |
| 2022 | $1,046.00 Homeowner's exemption | $101,123 | $239,165 Land $128,486 Building $110,679 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 615 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 615 in force |
| Nearby Flood Claims | 473 (1979–2024) |
| Claims Outside the SFHA | 9 of 473 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures