630 Timber Bay Cir E, Oldsmar, FL 34677 Property Records

Pinellas County property record for 630 Timber Bay Cir E, Oldsmar, FL 34677

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,095 sqft · built 1985
Lot Size	0.199 acres (8,660 sqft)
Owner	Individual Name on Record
Tax Bill	$523 (2025)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-760-8882-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-760-8882-2`
Alternative APNs	`25-28-16-81851-008-0170` `281625818510080170` `162825818510080170` `R268732`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,095 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	1,095 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1988
Architectural Style	Custom Design
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,660 sqft (0.199 acres)
Lot Dimensions	100 ft deep x 65 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	292 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R268732
Street Address	630 TIMBER BAY CIR E
City	OLDSMAR
State	FL
Zip	34677-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHOREVIEW PHASE 2 BLK 8, LOT 17 & 17A
Legal Range	16E
Legal Township	28S
Legal Section	25
Legal Subdivision	SHOREVIEW PHASE 2
Legal Phase	2
Legal Tract	81851
Legal Block	8
Legal Lot Number	17
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2018
Census Tract	27320

Owner

Source: Pinellas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	630 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	630 TIMBER BAY CIR E, OLDSMAR, FL 34677-4310
Document Number	0198631636
Book / Page	019863 / 001636
Instrument Date	Nov 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 TIMBER BAY CIR E OLDSMAR FL 346774310, OLDSMAR, FL 34677-4310

Mortgage

Document Number	0198631636
Date	Dec 5, 2017
Book Page	019863/001636
Instrument	368802

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Oldsmar City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$523.00 (+9.19%) Homeowner's exemption Widower's exemption	$76,372 (+5.99%)	$233,920 (-7.3%) Land $96,107 Building $137,813
2023	$479.00 (-12.75%) Homeowner's exemption Widower's exemption	$72,058 (+3%)	$252,338 (+19.74%) Land $157,965 Building $94,373
2022	$549.00 Homeowner's exemption Widower's exemption	$69,959	$210,731 Land $141,372 Building $69,359

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 615 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	615 in force
Nearby Flood Claims	473 (1979–2024)
Claims Outside the SFHA	9 of 473
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 239 claims Hurricane Frances, Oct 2004 · 26 claims Hurricane Elena, Sep 1985 · 107 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000