635 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 635 Sandy Hook Rd, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,110 sqft · built 1977
Lot Size0.313 acres (13,652 sqft)
Owner2 Individual Names on Record
Last Sale$149,000 (Dec 1998)
Tax Bill$3,166 (2025)
Deeds & MortgagesJun 2019 Mortgage
Feb 2021 Transfer
Flood ZoneZone X (minimal risk)
APNC62-000-741-1693-0

Property Details

APN / Parcel Number

Primary APNC62-000-741-1693-0
Alternative APNs
  • 36-27-15-96579-012-0230
  • 271536965790120230
  • 152736965790120230
  • R391332

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,110 sqft Living Area
Gross Area2,895 sqft
1st Floor Area2,110 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,652 sqft (0.313 acres)
Lot Dimensions133 ft deep x 101 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchScreened/Unfinished Porch
Porch Area344 sqft
Deck Area150 sqft
Patio Area140 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR391332
Street Address635 SANDY HOOK RD
CityPALM HARBOR
StateFL
Zip34683-3731
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD5
Legal DescriptionWESTLAKE VILLAGE BLK 12, LOT 23
Legal Range15E
Legal Township27S
Legal Section36
Legal SubdivisionWESTLAKE VILLAGE
Legal Tract96579
Legal Block12
Legal Lot Number23
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3006
Census Tract27206

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address635 SANDY HOOK RD, PALM HARBOR, FL 34683-3731
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Feb 4, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 14, 1998 · Amount on Record
Deed SaleDec 14, 1998 · Amount on Record
Deed Book / Page10337 / 2520
Last Transfer DateApr 22, 2019
Transfer Doc0213751197
Record UpdatedJun 8, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address635 SANDY HOOK RD, PALM HARBOR, FL 34683-3731
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0205891229
DateJun 24, 2019
Book Page20589/1229
Instrument2019200112
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPINELLAS FL
Recording DateFeb 4, 2021
Property Address635 SANDY HOOK RD, PALM HARBOR, FL 34683-3731
Document Number0213751197
Book / Page21375 / 1197
Map ReferenceMB 3 PG 41&42
Instrument DateApr 22, 2019
Instrument2021037470
Transaction TypeTransfer
Record UpdatedFeb 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 SANDY HOOK RD, PALM HARBOR, FL 34683-3731

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,166.00 (+6.24%) Homeowner's exemption Veteran's exemption$219,753 (+5.99%)$497,201 (+3.72%) Land $166,935 Building $330,266
2024$2,980.00 (+2.12%)
2023$2,918.00 (+3.37%) Homeowner's exemption Veteran's exemption$207,340 (+3%)$479,377 (+23.34%) Land $212,188 Building $267,189
2022$2,823.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$201,301$388,664 Land $205,760 Building $182,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims2 (1981–2016)
Claims Outside the SFHA1 of 2
Most Recent ClaimSep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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