655 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 655 Sandy Hook Rd, Palm Harbor, FL 34683 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,078 sqft · built 1977
Lot Size0.309 acres (13,473 sqft)
OwnerIndividual Name on File
Last Sale$426,000 (Mar 2021)
Tax Bill$6,924 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Mar 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-1713-6

Property Details

APN / Parcel Number

Primary APNC62-000-741-1713-6
Alternative APNs
  • 36-27-15-96579-013-0130
  • 271536965790130130
  • 152736965790130130
  • R391352

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area2,078 sqft Living Area
Gross Area2,902 sqft Gross Area
1st Floor Area2,078 sqft 1st Floor
Stories1 Story
FlooringCarpet
Interior WallsComposition
FireplaceFireplace
Fireplaces1 Fireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2001
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,473 sqft (0.309 acres)
Lot Dimensions125 ft deep x 102 ft wide
Parking Spaces2 Parking Spaces
Garage TypeAttached
Garage Area504 sqft Garage

Exterior Amenities

Deck Area150 sqft Deck
Patio Area150 sqft Patio
PorchScreened/Unfinished Porch
Porch Area320 sqft Porch
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR391352
Street Address655 SANDY HOOK RD
CityPALM HARBOR
StateFL
Zip34683-3732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTLAKE VILLAGE BLK 13, LOT 13
Legal Range15E
Legal Township27S
Legal Section36
Legal SubdivisionWESTLAKE VILLAGE
Legal Tract96579
Legal Block13
Legal Lot Number13
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group3
Census Block3010
Census Tract27206

Owner

Source: Pinellas County records · APN C62-000-741-1713-6

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address655 SANDY HOOK RD, PALM HARBOR, FL 34683-3732
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Mar 11, 2020Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
May 01, 2017Warranty Deed, Transfer
ANCLOTE TITLE SERVICES INC
May 01, 2017Warranty Deed, Transfer
ANCLOTE TITLE SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 01, 2021 · Amount on Record
Deed SaleMar 01, 2021 · Amount on Record
Prior SaleMay 01, 2017 · Amount on Record
Deed Document Number202166258
Deed Book / Page21411 / 2643
Prior Transfer DateJul 06, 2010
Prior Transfer Doc0191132144
Record UpdatedJun 08, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 01, 2021
Property Address655 SANDY HOOK RD, PALM HARBOR, FL 34683-3732
Document Number0214112643
Book / Page21411 / 2643
Map ReferenceMB 71 PG 64-72
Instrument DateMar 01, 2021
Instrument2021066258
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyTITLE INSIGHTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,982.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address152 HARBOR VILLAGE DR APT 102, 152, MEMPHIS, TN 38103-5871

Transferred To (Grantee/Buyer)

NameVerified Name
Address655 SANDY HOOK RD, PALM HARBOR, FL 34683-3732

Mortgage

Document Number0214112645
DateMar 01, 2021
Instrument21411/2645
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address655 SANDY HOOK RD, PALM HARBOR, FL 34683-3732
Document Number0209231090
Instrument DateMar 11, 2020
Transaction TypeMortgage
Record UpdatedApr 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address655 SANDY HOOK RD PALM HARBOR FL 346833732, PALM HARBOR, FL 34683-3732

Mortgage

Document Number0209231090
DateMar 16, 2020
Book Page020923/001090
Instrument87464
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 15, 2045
Interest
Rate TypeAdjustable Rate

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 01, 2017
Property Address655 SANDY HOOK RD, PALM HARBOR, FL 34683-3732
Document Number0196111067
Book / Page019611 / 001067
Instrument DateApr 14, 2017
Instrument134218
Transaction TypeTransfer
Record UpdatedJul 05, 2017
Title CompanyANCLOTE TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,102.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address655 SANDY HOOK RD PALM HARBOR FL 346833732, PALM HARBOR, FL 34683-3732

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 01, 2017
Property Address655 SANDY HOOK RD, PALM HARBOR, FL 34683-3732
Document Number0196111068
Book / Page019611 / 001068
Instrument DateApr 14, 2017
Instrument134219
Transaction TypeTransfer
Record UpdatedJul 05, 2017
Title CompanyANCLOTE TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$1,102.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address655 SANDY HOOK RD PALM HARBOR FL 346833732, PALM HARBOR, FL 34683-3732

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,924.00 (+5.63%) Homeowner's exemption$417,917 (+5.99%)$507,034 (+5.88%) Land $167,144 Building $339,890
2024$6,555.00 (+1.49%)
2023$6,459.00 (+2.72%) Homeowner's exemption$394,310 (+3%)$478,863 (+15.33%) Land $212,081 Building $266,782
2022$6,288.00 Homeowner's exemption$382,825$415,224 Land $211,831 Building $203,393

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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