610 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 610 Sandy Hook Rd, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,204 sqft · built 1977
Lot Size	0.269 acres (11,705 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Apr 2019)
Tax Bill	$4,478 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-1768-0`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-1768-0`
Alternative APNs	`36-27-15-96579-015-0130` `271536965790150130` `152736965790150130` `R391407`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,204 sqft Living Area
Gross Area	2,980 sqft
1st Floor Area	2,204 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,705 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	370 sqft
Patio Area	370 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R391407
Street Address	610 SANDY HOOK RD
City	PALM HARBOR
State	FL
Zip	34683-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WESTLAKE VILLAGE BLK 15, LOT 13
Legal Range	15E
Legal Township	27S
Legal Section	36
Legal Subdivision	WESTLAKE VILLAGE
Legal Tract	96579
Legal Block	15
Legal Lot Number	13
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3014
Census Tract	27206

Owner

610 Sandy Hook Rd is owned and occupied by two individuals who acquired it in December 2024.

Source: Pinellas County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 SANDY HOOK RD, PALM HARBOR, FL 34683-3730
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2019 · Amount on File
Deed Sale	Apr 23, 2019 · Amount on File
Prior Sale	May 20, 1999 · Amount on File
Deed Document Number	2019126011
Deed Book / Page	20510 / 45
Last Transfer Date	Dec 12, 2024
Transfer Doc	0230090290
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 23, 2019
Property Address	610 SANDY HOOK RD, PALM HARBOR, FL 34683-3730
Document Number	0205100045
Book / Page	020510 / 000045
Instrument Date	Apr 12, 2019
Instrument	126011
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	STAR TITLE PARTNERS/PALM HARBOR, STAR TITLE PTRS/PALM HARBOR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10 SANDY HOOK RD PALM HARBOR FL 34683, PALM HARBOR, FL 34683

Mortgage

Document Number	205100047
Date	Apr 23, 2019
Book Page	020510/000047
Instrument	126012

Lender

Name	SUNCOAST CU
Address	6801 E HILLSBOROUGH AVE, TAMPA, FL 33610-4110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 610 Sandy Hook Rd was $4,478, up 5.8% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,478.00 (+5.81%)	$282,453	$488,949 Land $155,815 Building $333,134
2024	$4,232.00 (+1.71%)
2023	$4,161.00 (+2.92%) Homeowner's exemption	$266,498 (+3%)	$461,115 (+14.48%) Land $194,641 Building $266,474
2022	$4,043.00 Homeowner's exemption	$258,736	$402,806 Land $195,483 Building $207,323

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Sandy Hook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	2 (1981–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Sandy Hook Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20