Lake County property record for 635 Orchard Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,222 sqft · built 2018 |
| Lot Size | 0.19 acres (8,281 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $9,852 (2023) |
| Deeds & Mortgages | Dec 2024 Transfer Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-D-00-014-0 |
| Primary APN | 27-B-057-D-00-014-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,222 sqft Living Area |
| 1st Floor Area | 2,222 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,281 sqft (0.19 acres) |
| Lot Dimensions | 92 ft deep x 90 ft wide |
| View / Lot | Extra Front |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Patio Area | 396 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 635 ORCHARD RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 4 DOUGLASS TRACT S/L 6 & 8 |
| Legal Subdivision | LAKE FOREST PARK SUBDIVISION |
| Legal Tract | S |
| Legal Block | 3 |
| Legal Lot Number | 4,6,8 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 201700 |
Source: Lake County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 4, 2024 | Transfer on Death Deed, Transfer |
| Jul 3, 2018 | Deed of Trust, Mortgage ERIEBANK |
| Oct 6, 2017 | Trustee's Deed, Construction Loan · Line of Credit ERIEBANK |
| May 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 27, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 1964 |
| Deed Sale | Sep 18, 1964 |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 0000024516 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 4, 2024 |
| Property Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000024516 |
| Map Reference | VOL D PG 53 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 2024R024516 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000017028 |
| Instrument Date | Jul 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 ORCHARD RD WILLOUGHBY OH 440947244, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000017028 |
|---|---|
| Date | Jul 9, 2018 |
| Instrument | 17028 |
| Name | ERIEBANK |
|---|---|
| Type | Bank |
| Address | MENTOR, OH 44060 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 8, 2033 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Oct 6, 2017 |
| Property Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 26954 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 11, 2017 |
| Title Company | LAKE COUNTY TITLE COMPANY, LAKE COUNTY TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1637 EMPIRE RD WICKLIFFE OH 440921009, WICKLIFFE, OH 44092-1009 |
| Document Number | 0000026954 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 26954 |
| Name | ERIEBANK |
|---|---|
| Type | Bank |
| Address | MENTOR, OH 44060 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 5, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 5, 2017 |
| Property Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000011560 |
| Instrument Date | Apr 29, 2017 |
| Instrument | 11560 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 ORCHARD DR WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Mar 27, 2017 |
| Property Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000007655 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 7655 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 ORCHARD RD WILLOUGHBY OH 440947244, WILLOUGHBY, OH 44094-7244 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99,850 (-4.05%) Land $8,270 Building $91,580 | $285,300 (-4.04%) Land $23,630 Building $261,670 | |
| 2023 | $9,852.00 (+187.57%) Homeowner's exemption | $104,060 (-) Land $7,510 Building $96,550 | |
| 2022 | $3,426.00 Homeowner's exemption Senior Citizen's exemption | $104,060 Land $7,510 Building $96,550 | |
| 2021 | $297,320 Land $21,470 Building $275,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures