Lake County property record for 655 Orchard Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1968 |
| Lot Size | 0.093 acres (4,051 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $204,700 (Jun 2026) |
| Tax Bill | $3,337 (2023) |
| Deeds & Mortgages | Jun 2026 Sale Jan 2024 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-D-00-011-0 |
| Primary APN | 27-B-057-D-00-011-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,051 sqft (0.093 acres) |
| Lot Dimensions | 90 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 655 ORCHARD RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 4 DOUGLASS TRACT |
| Legal Subdivision | LAKE FOREST PARK SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 201700 |
Source: Lake County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 655 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2026 | Fiduciary Deed, Transfer ENTERPRISE TITLE |
| Jan 18, 2024 | Warranty Deed, Transfer |
| Jan 18, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Feb 24, 2022 | Transfer on Death Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2026 · Amount on Record |
| Deed Sale | Jun 26, 2026 · Amount on Record |
| Prior Sale | Jan 18, 2024 · Amount on Record |
| Deed Document Number | 202613866 |
| Prior Transfer Date | Jan 13, 2024 |
| Prior Transfer Doc | 0000001069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 26, 2026 |
| Property Address | 655 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000013866 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202613866 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $82,698.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 655 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 18, 2024 |
| Property Address | 655 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000001070 |
| Map Reference | VOL D PG 53 |
| Instrument Date | Jan 13, 2024 |
| Instrument | 2024R001070 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6446 ENTHAILEIDE CIRCLE #9 # 9, 9, MESA, AZ 85215 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jan 18, 2024 |
| Property Address | 655 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000001069 |
| Map Reference | VOL D PG 53 |
| Instrument Date | Jan 13, 2023 |
| Instrument | 2024R001069 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6446 E TRAILRIDGE CIR UNIT 9, 9, MESA, AZ 85215-0808 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 24, 2022 |
| Property Address | 655 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000005796 |
| Map Reference | VOL D PG 53 |
| Instrument Date | Jan 25, 2022 |
| Instrument | 2022R005796 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,840 (+41.39%) Land $8,980 Building $40,860 | $142,400 (+41.4%) Land $25,670 Building $116,730 | |
| 2023 | $3,337.00 (+49.31%) Homeowner's exemption | $35,250 (-) Land $7,620 Building $27,630 | |
| 2022 | $2,235.00 | $35,250 Land $7,620 Building $27,630 | |
| 2021 | $100,710 Land $21,760 Building $78,950 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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