Lake County property record for 595 Orchard Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 839 sqft · built 1937 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (Oct 1995) |
| Tax Bill | $663 (2024) |
| Deeds & Mortgages | Jun 2026 Line of Credit Feb 2026 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-057-D-00-016-0 |
| Primary APN | 27-B-057-D-00-016-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 839 sqft Living Area |
| 1st Floor Area | 432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Lot Dimensions | 100 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 595 ORCHARD RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7243 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 4 DOUGLASS TRACT |
| Legal Subdivision | LAKE FOREST PARK SUBDIVISION |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 201700 |
Source: Lake County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK |
| Feb 6, 2026 | Intrafamily Transfer, Transfer |
| Dec 4, 2024 | Transfer on Death Deed, Transfer |
| May 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 4, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 1995 · Amount on Record |
| Deed Sale | Oct 26, 1995 · Amount on Record |
| Last Transfer Date | Dec 3, 2024 |
| Transfer Doc | 0000024518 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 25, 2026 |
| Property Address | 595 ORCHARD RD, WILLOUGHBY, OH 44094-7243 |
| Document Number | 0000013821 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202613821 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Number | 0000013821, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 202613821 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Feb 6, 2026 |
| Property Address | 595 ORCHARD RD, WILLOUGHBY, OH 44094-7243 |
| Document Number | 0000002461 |
| Map Reference | VOL D PG 53 |
| Instrument Date | Jan 29, 2026 |
| Instrument | 2026R002461 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 4, 2024 |
| Property Address | 595 ORCHARD RD, WILLOUGHBY, OH 44094-7243 |
| Document Number | 0000024518 |
| Map Reference | VOL D PG 53 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 2024R024518 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 635 ORCHARD RD, WILLOUGHBY, OH 44094-7244 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | May 5, 2017 |
| Property Address | 595 ORCHARD RD, WILLOUGHBY, OH 44094-7243 |
| Document Number | 0000011559 |
| Instrument Date | Apr 29, 2017 |
| Instrument | 11559 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 ORCHARD DR WILLOUGHBY OH 44094, WILLOUGHBY, OH 44094 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 4, 2017 |
| Property Address | 595 ORCHARD RD, WILLOUGHBY, OH 44094-7243 |
| Document Number | 0000008574 |
| Instrument Date | Mar 17, 2017 |
| Instrument | 8574 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 ORCHARD RD WILLOUGHBY OH 440947244, WILLOUGHBY, OH 44094-7244 |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,050 (-) Land $9,500 Building $1,550 | $31,570 (-) Land $27,140 Building $4,430 | |
| 2024 | $663.00 (-67.61%) | $11,050 (-48.89%) Land $9,500 Building $1,550 | $31,570 (-48.89%) Land $27,140 Building $4,430 |
| 2023 | $2,047.00 (+47.58%) Homeowner's exemption | $21,620 (-) Land $8,050 Building $13,570 | |
| 2022 | $1,387.00 | $21,620 Land $8,050 Building $13,570 | |
| 2021 | $61,770 Land $23,010 Building $38,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 11 (1978–1991) |
| Claims Outside the SFHA | 3 of 11 |
| Most Recent Claim | May 1991 · erosion |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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