Kane County property record for 635 Morningside Pt, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,281 sqft · built 1988 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Company Name on Record |
| Last Sale | $243,000 (Aug 1996) |
| Tax Bill | $11,073 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-376-089 |
| Primary APN | 06-02-376-089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,281 sqft Living Area |
| Gross Area | 4,562 sqft |
| 1st Floor Area | 2,281 sqft |
| Basement Area | 2,281 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 635 MORNINGSIDE PT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE ESTATES 2 LOT 8 |
| Legal Subdivision | MORNINGSIDE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 635 MORNINGSIDE PT, ELGIN, IL 60123-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 1996 · Amount on Record |
| Deed Sale | Aug 8, 1996 · Amount on Record |
| Deed Document Number | 199656780 |
| Last Transfer Date | Aug 23, 2012 |
| Transfer Doc | 0000059232 |
| Record Updated | Sep 20, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,073.00 (+14.77%) Homeowner's exemption Senior Citizen's exemption | $161,151 (+8.57%) Land $41,656 Building $119,495 | $483,646 (+8.57%) Land $125,018 Building $358,628 |
| 2024 | $148,431 (+21.39%) Land $38,368 Building $110,063 | $445,471 (+21.44%) Land $115,150 Building $330,321 | |
| 2022 | $9,648.00 (-0.16%) Homeowner's exemption | $122,274 (+6.96%) Land $31,607 Building $90,667 | $366,822 (+6.96%) Land $94,821 Building $272,001 |
| 2021 | $9,663.00 Homeowner's exemption | $114,317 Land $29,550 Building $84,767 | $342,951 Land $88,650 Building $254,301 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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