Kane County property record for 625 Morningside Pt, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,108 sqft · built 1987 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Sep 2013) |
| Tax Bill | $10,579 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-376-088 |
| Primary APN | 06-02-376-088 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,108 sqft Living Area |
| Gross Area | 3,978 sqft |
| 1st Floor Area | 2,108 sqft |
| Basement Area | 1,870 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 648 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 625 MORNINGSIDE PT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE ESTATES 2 LOT 7 |
| Legal Subdivision | MORNINGSIDE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
625 Morningside Pt is owned and occupied by two individuals who bought it in September 2013.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 625 MORNINGSIDE PT, ELGIN, IL 60123-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2025 | Transfer on Death Deed, Transfer |
| Aug 4, 2020 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2013 · Amount on File |
| Deed Sale | Sep 23, 2013 · Amount on File |
| Prior Sale | Sep 11, 1998 |
| Deed Document Number | 201368882 |
| Prior Transfer Date | Oct 25, 1995 |
| Prior Transfer Doc | 0000073627 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 2, 2025 |
| Property Address | 625 MORNINGSIDE PT, ELGIN, IL 60123-1481 |
| Document Number | 0000047681 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 2025K047681 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 625 MORNINGSIDE PT, ELGIN, IL 60123-1481 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043041 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 2020K043041 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 625 Morningside Pt was $10,579 with exemptions applied, up 4.5% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,579.00 (+4.54%) Homeowner's exemption Senior Citizen's exemption | $154,670 (+8.57%) Land $41,656 Building $113,014 | $464,196 (+8.57%) Land $125,018 Building $339,178 |
| 2024 | $10,120.00 Homeowner's exemption | $142,461 Land $38,368 Building $104,093 | $427,554 Land $115,150 Building $312,404 |
| 2022 | $9,222.00 (+10.27%) Homeowner's exemption | $117,355 (+6.96%) Land $31,607 Building $85,748 | $352,065 (+6.96%) Land $94,821 Building $257,244 |
| 2021 | $8,363.00 Homeowner's exemption | $109,718 Land $29,550 Building $80,168 | $329,154 Land $88,650 Building $240,504 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 625 Morningside Pt in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 625 Morningside Pt is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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