Kane County property record for 615 Morningside Pt, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,665 sqft · built 1992 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $11,631 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-376-087 |
| Primary APN | 06-02-376-087 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,665 sqft Living Area |
| Gross Area | 5,330 sqft |
| 1st Floor Area | 2,665 sqft |
| Basement Area | 2,665 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 615 MORNINGSIDE PT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1481 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE ESTATES 2 LOT 6 |
| Legal Subdivision | MORNINGSIDE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 615 MORNINGSIDE PT, ELGIN, IL 60123-1481 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jun 6, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Apr 21, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 19, 2017 |
| Transfer Doc | 0000020066 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 615 MORNINGSIDE PT, ELGIN, IL 60123-1481 |
| Document Number | 0000034849 |
| Instrument Date | Jun 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 615 MORNINGSIDE PT ELGIN IL 601231481, ELGIN, IL 60123-1481 |
| Document Number | 0000034849 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 34849 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 6, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 21, 2017 |
| Property Address | 615 MORNINGSIDE PT, ELGIN, IL 60123-1481 |
| Document Number | 0000020066 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 20066 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 615 MORNINGSIDE PT ELGIN IL 601231481, ELGIN, IL 60123-1481 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,631.00 (+14.83%) Homeowner's exemption Senior Citizen's exemption | $168,466 (+8.57%) Land $41,656 Building $126,810 | $505,600 (+8.57%) Land $125,018 Building $380,582 |
| 2024 | $155,168 (+21.39%) Land $38,368 Building $116,800 | $465,690 (+21.44%) Land $115,150 Building $350,540 | |
| 2022 | $10,129.00 (+4.64%) Homeowner's exemption | $127,823 (+6.96%) Land $31,607 Building $96,216 | $383,469 (+6.96%) Land $94,821 Building $288,648 |
| 2021 | $9,680.00 Homeowner's exemption | $119,505 Land $29,550 Building $89,955 | $358,515 Land $88,650 Building $269,865 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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