635 Jane St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 635 Jane St, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,140 sqft · built 1961
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$105,000 (Jul 2005)
Tax Bill$3,588 (2025)
Flood ZoneZone X (minimal risk)
APN8913-33-407-013

Property Details

APN / Parcel Number

Primary APN8913-33-407-013

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
Basement Area1,140 sqft
Finished Basement635 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions120 ft deep x 70 ft wide
Garage TypeMixed
Garage Area944 sqft
Parking Spaces4 Parking Spaces
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address635 JANE ST
CityWATERLOO
StateIA
Zip50701-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMARTIN HEIGHTS LOT 22
Legal Range13W
Legal Township89N
Legal Section33
Legal SubdivisionMARTIN HEIGHTS
Legal Lot Number22
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group1
Census Block1013
Census Tract1501

Owner

Source: Black Hawk County records · APN 8913-33-407-013

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address635 JANE ST, WATERLOO, IA 50701-4315
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 27, 2005 · Amount on Record
Deed SaleJul 27, 2005 · Amount on Record
Deed Document Number20052006002363
Prior Transfer DateJul 11, 2005
Prior Transfer Doc2006002362
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,588.00 Homeowner's exemption$197,820 (+12.65%) Land $24,940 Building $172,880$197,820 (+12.65%) Land $24,940 Building $172,880
2024$3,588.00 (+12.62%)
2023$175,610 (+14.08%) Land $24,940 Building $150,670$175,610 (+14.08%) Land $24,940 Building $150,670
2022$3,186.00 Homeowner's exemption$153,930 Land $24,940 Building $128,990
2021$153,930 Land $24,940 Building $128,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims15 (1979–2020)
Most Recent ClaimJul 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 4 claims

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Waterloo Telecommunications Utility
Fiber
10,000 / 10,000
Metronet Holdings
Fiber
5,120 / 5,120
Mediacom Communications
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
LTD Broadband
Fixed Wireless
150 / 130

May also be available: AMG Technology Investment Group.

Based on FCC filings for 180 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Jane St

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