Black Hawk County property record for 641 Jane St, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,080 sqft · built 1961 |
| Lot Size | 0.179 acres (7,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | Mar 2018 Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-33-407-012 |
| Primary APN | 8913-33-407-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft 1st Floor |
| Basement Area | 1,080 sqft Basement |
| Finished Basement | 550 sqft Finished |
| Unfinished Basement | 1,080 sqft Unfinished |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,800 sqft (0.179 acres) |
| Lot Dimensions | 120 ft deep x 65 ft wide |
| Deck Area | 192 sqft Deck |
| Patio Area | 48 sqft Patio |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 641 JANE ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-4315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARTIN HEIGHTS LOT 21 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 33 |
| Legal Subdivision | MARTIN HEIGHTS |
| Legal Lot Number | 21 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 1501 |
Source: Black Hawk County records · APN 8913-33-407-012
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 641 JANE ST, WATERLOO, IA 50701-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2018 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Aug 30, 2018 | Warranty Deed, Transfer VERIDIAN CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 2005 |
| Transfer Doc | 2006008799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 641 JANE ST, WATERLOO, IA 50701-4315 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201800014401 |
|---|---|
| Date | Mar 05, 2018 |
| Instrument | 201800014401 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jan 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 30, 2018 |
| Property Address | 641 JANE ST, WATERLOO, IA 50701-4315 |
| Document Number | 201900003574 |
| Instrument Date | Aug 23, 2018 |
| Instrument | 201900003574 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 641 JANE ST, WATERLOO, IA 50701-4315 |
| Document Number | 201900003575 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 201900003575 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 01, 2048 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,456.00 Homeowner's exemption | $190,930 (+12.6%) Land $23,160 Building $167,770 | $190,930 (+12.6%) Land $23,160 Building $167,770 |
| 2024 | $3,456.00 (+10.91%) | ||
| 2023 | $169,570 (+12.5%) Land $23,160 Building $146,410 | $169,570 (+12.5%) Land $23,160 Building $146,410 | |
| 2022 | $3,116.00 Homeowner's exemption | $150,730 Land $23,160 Building $127,570 | |
| 2021 | $150,730 Land $23,160 Building $127,570 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 32% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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