623 Jane St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 623 Jane St, Waterloo, IA 50701 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,000 sqft · built 1968
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2023)
Tax Bill	$4,698 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8913-33-407-015`

Property Details

APN / Parcel Number

Primary APN	`8913-33-407-015`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,000 sqft Living Area
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Finished Basement	200 sqft
Unfinished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Deck Area	96 sqft
Patio Area	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	623 JANE ST
City	WATERLOO
State	IA
Zip	50701-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN HEIGHTS LOT 24
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	MARTIN HEIGHTS
Legal Lot Number	24
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1013
Census Tract	1501

Owner

Source: Black Hawk County records · APN 8913-33-407-015

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	623 JANE ST, WATERLOO, IA 50701-4315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2023	Warranty Deed, Transfer · VA Mortgage VERIDIAN CU
Sep 10, 2021	Warranty Deed, Transfer · Conventional Mortgage FARMERS STATE BANK
Sep 18, 2020	Deed of Trust, Mortgage · Line of Credit BLACK HAWK COUNTY
Mar 13, 2020	Special Warranty Deed, Transfer SERVICELINK
Sep 12, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2023 · Amount on Record
Deed Sale	Jun 05, 2023 · Amount on Record
Prior Sale	Sep 10, 2022 · Amount on Record
Deed Document Number	202316229
Last Transfer Date	Nov 22, 2023
Transfer Doc	0000007048
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 05, 2023
Property Address	623 JANE ST, WATERLOO, IA 50701-4315
Document Number	202300016229
Instrument Date	May 31, 2023
Instrument	202300016229
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$415.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 JANE ST, WATERLOO, IA 50701-4315

Mortgage

Document Number	202300016230
Date	Jun 05, 2023
Instrument	202300016230

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 10, 2021
Property Address	623 JANE ST, WATERLOO, IA 50701-4315
Document Number	202200005556
Instrument Date	Sep 03, 2021
Instrument	202200005556
Transaction Type	Transfer
Record Updated	Sep 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$331.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	623 JANE ST, WATERLOO, IA 50701-4315

Mortgage

Document Number	202200005557
Date	Sep 10, 2021
Instrument	202200005557

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	623 JANE ST, WATERLOO, IA 50701-4315
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100005943
Date	Sep 18, 2020
Instrument	202100005943

Lender

Name	BLACK HAWK COUNTY
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded

March 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 13, 2020
Property Address	623 JANE ST, WATERLOO, IA 50701-4315
Document Number	202000015786
Instrument Date	Feb 07, 2020
Instrument	202000015786
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Tax	$140.80
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 HOME CAMPUS, 1, DES MOINES, IA 50328-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 538, WATERLOO, IA 50704-0538
Investor	Possibly a Property Investor

September 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 12, 2019
Property Address	623 JANE ST, WATERLOO, IA 50701-4315
Document Number	202000004733
Instrument Date	Sep 05, 2019
Instrument	202000004733
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 BLUE GENTIAN RD, EAGAN, MN 55121-1663

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,698.00 Homeowner's exemption	$265,690 (+19.21%) Land $26,720 Building $238,970	$265,690 (+19.21%) Land $26,720 Building $238,970
2024	$4,698.00 (+14.64%)
2023		$222,880 (+14%) Land $26,720 Building $196,160	$222,880 (+14%) Land $26,720 Building $196,160
2022	$4,098.00	$195,510 Land $26,720 Building $168,790
2021			$195,510 Land $26,720 Building $168,790

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020, rainfall accumulation
Claims By Storm	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 32% of Iowa
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

623 Jane St, Waterloo, IA 50701 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2019: Sheriff's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Jane St

Nearby Streets

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