635 Harbor Dr, Lancaster, TN 38569 Property Records

DeKalb County property record for 635 Harbor Dr, Lancaster, TN 38569

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 2004
Lot Size	1.16 acres (50,530 sqft)
Owner	Company Name on File
Last Sale	$227,000 (Jul 2015)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Jan 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`021019L A 14600`

Property Details

APN / Parcel Number

Primary APN	`021019L A 14600`
Alternative APN	`019L A 14600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,398 sqft Living Area
1st Floor Area	1,398 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Flooring	Hardwood
Interior Walls	Wood

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	50,530 sqft (1.16 acres)
Lot Dimensions	244 ft deep x 100 ft wide
Terrain	Rolling
Deck Area	588 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	635 HARBOR DR
City	LANCASTER
State	TN
Zip	38569-5253
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0523
Legal Description	DISTRICT: 15; SUBDIVISION: COVE HOLLOW BAY PHASE II
Legal Subdivision	COVE HOLLOW BAY PHASE II
Legal Lot Number	46
Jurisdiction	DE KALB TN
Township / Civil Division	1
Census Block Group	4
Census Block	4069
Census Tract	920300

Owner

Source: DeKalb County records · APN 021019L A 14600

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6025 TROTWOOD LN, SPRING HILL, TN 37174-1260
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Prior Sale	Mar 16, 2007 · Amount on Record
Deed Book / Page	384 / 451
Last Transfer Date	Dec 11, 2020
Transfer Doc	0004850456
Record Updated	Jun 08, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 28, 2021
Property Address	635 HARBOR DR, LANCASTER, TN 38569-5253
Document Number	0000195770
Book / Page	000485 / 000456
Instrument Date	Dec 11, 2020
Instrument	195770
Transaction Type	Transfer
Record Updated	Mar 29, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6025 TROTWOOD LN SPRING HILL TN 371741260, SPRING HILL, TN 37174-1260

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,516.00 (+51.6%)	$60,400 (+4.5%) Land $18,850 Building $41,550
2023		$57,800 (-) Land $16,250 Building $41,550
2022	$1,000.00	$57,800 Land $16,250 Building $41,550	$231,200 (-4.3%) Land $65,000 Building $166,200
2021			$241,600 Land $75,400 Building $166,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2002–2021)
Most Recent Claim	Mar 2021 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
DeKalb Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 12 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEKALB UTILITY DISTRICT #1 serves 17,960 people
Water Source	Surface water
Last State Inspection	Sep 2025
Also Mapped Here	DEKALB UTILITY DISTRICT #4
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.