DeKalb County property record for 605 Harbor Dr, Lancaster, TN 38569
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,033 sqft · built 2023 |
| Lot Size | 0.873 acres (38,048 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $28,111 (Jun 2021) |
| Tax Bill | $1,904 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 021019L A 14900 |
| Primary APN | 021019L A 14900 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,033 sqft Living Area |
| 1st Floor Area | 2,033 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 38,048 sqft (0.873 acres) |
| Lot Dimensions | 256 ft deep x 145 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 605 HARBOR DR |
|---|---|
| City | LANCASTER |
| State | TN |
| Zip | 38569-5253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1016 |
| Legal Description | DISTRICT: 15; SUBDIVISION: COVE HOLLOW BAY PHASE II |
| Legal Subdivision | COVE HOLLOW BAY PHASE II |
| Legal Lot Number | 50 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 920300 |
Source: DeKalb County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 605 HARBOR DR, LANCASTER, TN 38569-5253 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 4, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage KIND LENDING |
| Jun 29, 2021 | Warranty Deed, Transfer |
| Dec 28, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2021 · Amount on Record |
| Deed Sale | Jun 29, 2021 · Amount on Record |
| Prior Sale | Jun 12, 2003 · Amount on Record |
| Deed Document Number | 2021198182 |
| Deed Book / Page | 497 / 924 |
| Last Transfer Date | May 16, 2024 |
| Transfer Doc | 0005710619 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Dec 4, 2025 |
| Property Address | 605 HARBOR DR, LANCASTER, TN 38569-5253 |
| Document Number | 0006090078 |
| Book / Page | 609 / 78 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 222045 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 605 HARBOR DR, LANCASTER, TN 38569-5253 |
| Document Number | 0000222046 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 222046 |
| Name | KIND LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Jun 29, 2021 |
| Property Address | 605 HARBOR DR, LANCASTER, TN 38569-5253 |
| Document Number | 0004970924 |
| Book / Page | 497 / 924 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 198182 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3923 BRANDING IRON CT, DUBLIN, CA 94568-7254 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Dec 28, 2018 |
| Property Address | HARBOR DR, LANCASTER, TN 38569 |
| Document Number | 0000185628 |
| Book / Page | 000438 / 000713 |
| Instrument Date | Dec 13, 2018 |
| Instrument | 185628 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3100 FLOYD RD COLLEGE GROVE TN 370464107, COLLEGE GROVE, TN 37046-4107 |
Source: DeKalb County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,904.00 | $75,850 (-) Land $12,200 Building $63,650 | |
| 2024 | $1,904.00 | $75,850 (-) Land $12,200 Building $63,650 | |
| 2023 | $75,850 Land $12,200 Building $63,650 | ||
| 2021 | $303,400 Land $48,800 Building $254,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2002–2021) |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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