DeKalb County property record for 620 Harbor Dr, Lancaster, TN 38569
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,507 sqft · built 2005 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $350,000 (Aug 2020) |
| Tax Bill | $1,738 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021019L A 07200 |
| Primary APN | 021019L A 07200 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| 1st Floor Area | 1,507 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 1,342 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 220 sqft |
| Patio Area | 160 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 620 HARBOR DR |
|---|---|
| City | LANCASTER |
| State | TN |
| Zip | 38569-5253 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0819 |
| Legal Description | DISTRICT: 15; SUBDIVISION: COVE HOLLOW BAY PHASE II |
| Legal Subdivision | COVE HOLLOW BAY PHASE II |
| Legal Lot Number | 7 |
| Jurisdiction | DE KALB TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4048 |
| Census Tract | 920300 |
Source: DeKalb County records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3005 MILKYWAY CV, BARTLETT, TN 38134-2831 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jul 2, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 12, 2020 | Warranty Deed, Transfer · Conventional with PMI COMMUNITY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Aug 26, 2004 · Amount on Record |
| Deed Document Number | 2020193140 |
| Deed Book / Page | 471 / 721 |
| Last Transfer Date | Jul 1, 2026 |
| Transfer Doc | 0000225252 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Jul 2, 2026 |
| Property Address | 620 HARBOR DR, LANCASTER, TN 38569-5253 |
| Document Number | 0000225252 |
| Book / Page | 624 / 941 |
| Instrument Date | Jul 1, 2026 |
| Instrument | 2026225252 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 3005 MILKYWAY CV, BARTLETT, TN 38134-2831 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB TN |
| Recording Date | Aug 12, 2020 |
| Property Address | 620 HARBOR DR, LANCASTER, TN 38569-5253 |
| Document Number | 0000193140 |
| Book / Page | 000471 / 000721 |
| Instrument Date | Aug 7, 2020 |
| Instrument | 193140 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3005 MILKYWAY CV BARTLETT TN 381342831, BARTLETT, TN 38134-2831 |
| Document Number | 193141 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 000471/000724 |
| Instrument | 193141 |
| Name | COMMUNITY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2050 |
Source: DeKalb County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,738.00 (-9.38%) | $69,250 (-) Land $18,550 Building $50,700 | |
| 2023 | $69,250 (-37.5%) Land $18,550 Building $50,700 | ||
| 2022 | $1,918.00 | $110,800 Land $29,680 Building $81,120 | $277,000 (-) Land $74,200 Building $202,800 |
| 2021 | $277,000 Land $74,200 Building $202,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2002–2021) |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB UTILITY DISTRICT #1 serves 17,960 people · EPA ID TN0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | DEKALB UTILITY DISTRICT #4 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DeKalb Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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