635 Custer Ave, Billings, MT 59101 Property Records

Yellowstone County property record for 635 Custer Ave, Billings, MT 59101

Property Summary

Property Type	Duplex
Details	12 bd · 8 ba · 2,816 sqft · built 1954
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,225 (Apr 2025)
Tax Bill	$2,454 (2024)
Deeds & Mortgages	May 2023 Line of Credit Jun 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000A188870`

Property Details

APN / Parcel Number

Primary APN	`000A188870`
Alternative APNs	`03-0927-04-3-26-02-0000` `R0319716` `A188870` `A18887`

Interior

Bedrooms	12 Beds
Full Baths	8 Baths
Units	4 Units
Stories	1 Story
Building Area	2,816 sqft Living Area
1st Floor Area	1,408 sqft
Basement Area	1,408 sqft
Finished Basement	1,408 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	7,000 sqft (0.161 acres)
View / Lot	Commercial
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	635 CUSTER AVE
City	BILLINGS
State	MT
Zip	59101-2730
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-60
Legal Description	YELLOWSTONE ADD, S04, T01 S, R26 E, BLOCK 3, LOT 19 - 20
Legal Subdivision	YELLOWSTONE ADD
Legal Block	3
Legal Lot Number	19-20
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	1
Census Block	1001
Census Tract	1000

Owner

Source: Yellowstone County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	637 CUSTER AVE, BILLINGS, MT 59101-2730
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Line of Credit WESTERN SECURITY BANK
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit WESTERN SEC BK
Feb 19, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2025 · Amount on Record
Deed Sale	Apr 11, 2025 · Amount on Record
Deed Document Number	20254099990
Prior Transfer Date	Feb 6, 2020
Prior Transfer Doc	0003911807
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	635 CUSTER AVE, BILLINGS, MT 59101-2730
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3803 COULSON RD, BILLINGS, MT 59101-7428

Mortgage

Document Number	0004047258
Date	May 17, 2023
Instrument	4047258

Lender

Name	WESTERN SECURITY BANK
Type	Bank
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	635 CUSTER AVE, BILLINGS, MT 59101-2730
Document Number	0003925831
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	STATE TITLE LLC, ST TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	635 CUSTER AVE BILLINGS MT 591012730, BILLINGS, MT 59101-2730

Mortgage

Document Number	0003925831
Date	Jun 29, 2020
Instrument	3925831

Lender

Name	WESTERN SEC BK
Type	Bank
Address	BILLINGS, MT 59104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Feb 19, 2020
Property Address	635 CUSTER AVE, BILLINGS, MT 59101-2730
Document Number	0003911807
Instrument Date	Feb 6, 2020
Instrument	3911807
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	635 CUSTER AVE BILLINGS MT 591012730, BILLINGS, MT 59101-2730

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$258,500 (+9.58%) Land $44,211 Building $214,289	$258,500 (+9.58%) Land $44,211 Building $214,289
2024	$2,454.00 (+16.58%)
2023	$2,105.00	$235,900	$235,900 Land $42,739 Building $193,161

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978)
Most Recent Claim	May 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100

May also be available: AT&T.

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