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635 Biscayne Pl, Roscoe, IL 61073 Property Records

Winnebago County property record for 635 Biscayne Pl, Roscoe, IL 61073 · Last verified May 2024

Property Summary

Property TypeSingle Family Home
OwnerIndividual Name on File
Last Sale$300,000 (Sep 2022)
Deeds & MortgagesSep 2022 Sale & Mortgage
Jan 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN08-06-402-013

Property Details

APN / Parcel Number

Primary APN08-06-402-013

Location & Zoning

Street Address635 BISCAYNE PL
CityROSCOE
StateIL
Zip61073-7211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDENALI HEIGHTS NO 1 PT S1/2 SEC 6-45-2LOT 7
Legal Range02
Legal Township45
Legal Section06
Legal SubdivisionDENALI HEIGHTS 01
Legal Lot Number7
JurisdictionWINNEBAGO IL
Township / Civil DivisionROSCOE
Census Block Group3
Census Block3030
Census Tract3801

Owner

Source: Winnebago County records · APN 08-06-402-013

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address635 BISCAYNE PL, ROSCOE, IL 61073-7211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2022Warranty Deed, Transfer · Conventional Mortgage
BELL BANK
Jan 11, 2021Warranty Deed, Transfer
NOT AVAILABLE
May 19, 2020Deed of Trust, Mortgage · FHA Mortgage
MR COOPER
Aug 01, 2019Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FIRST CENTENNIAL MTG CORP
Aug 01, 2019Grant Deed, Transfer
SECURITY FIRST TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2022 · Amount on Record
Deed SaleSep 26, 2022 · Amount on Record
Prior SaleJan 11, 2021 · Amount on Record
Deed Document Number2229605
Record UpdatedJun 07, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateSep 26, 2022
Property Address635 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number0000029605
Map ReferenceBK45 PG80
Instrument DateSep 23, 2022
Instrument2229605
Transaction TypeTransfer
Record UpdatedJun 09, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 BISCAYNE PL, ROSCOE, IL 61073-7211

Mortgage

Document Number0000029606
DateSep 26, 2022
Instrument2229606
Lender
NameBELL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10%
IndexOther

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJan 11, 2021
Property Address635 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number0000000992
Instrument DateJan 07, 2021
Instrument992
Transaction TypeTransfer
Record UpdatedApr 26, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 BISCAYNE PL ROSCOE IL 610737211, ROSCOE, IL 61073-7211

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address635 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number0001013603
Instrument DateMay 19, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address635 BISCAYNE PL ROSCOE IL 610737211, ROSCOE, IL 61073-7211

Mortgage

Document Number0001013603
DateMay 28, 2020
Instrument1013603
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2050
Interest
Rate3.75%

August 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateAug 01, 2019
Property Address635 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number0001025689
Instrument DateJul 22, 2019
Instrument1025689
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 23, 2019
Title CompanySECURITY FIRST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$333.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address635 BISCAYNE PL ROSCOE IL 61073, ROSCOE, IL 61073

Mortgage

Document Number1025690
DateAug 01, 2019
Instrument1025690
Lender
NameFIRST CENTENNIAL MTG CORP
AddressAURORA, IL 60506
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049
Interest
Rate TypeFixed Rate
Rate5.12%

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateAug 01, 2019
Property Address635 BISCAYNE PL, ROSCOE, IL 61073-7211
Document Number0001025688
Instrument DateJul 22, 2019
Instrument1025688
Transaction TypeTransfer
Record UpdatedAug 22, 2019
Title CompanySECURITY FIRST TITLE

Transaction

AmountAmount Recorded
Tax$30.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5382 SWANSON RD ROSCOE IL 610739458, ROSCOE, IL 61073-9458

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionRoscoe Township
MunicipalityRoscoe Village
Secondary School DistrictHononegah Community High School District 207 (09 - 12)
Elementary School DistrictRockton School District 140 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$83,916 Land $11,615 Building $72,301$251,748 Land $34,845 Building $216,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010038013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims76 (1978–2019)
Claims Outside the SFHA4 of 76
Most Recent ClaimOct 2019, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 2010 · 21 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
SpectrumCable1,000 / 1,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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