644 Biscayne Pl, Roscoe, IL 61073 Property Records

Winnebago County property record for 644 Biscayne Pl, Roscoe, IL 61073 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$209,900 (Nov 2018)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-404-001`

Property Details

APN / Parcel Number

Primary APN	`08-06-404-001`

Location & Zoning

Street Address	644 BISCAYNE PL
City	ROSCOE
State	IL
Zip	61073-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENALI HEIGHTS NO 1 PT S1/2 SEC 6-45-2LOT 61
Legal Range	02
Legal Township	45
Legal Section	06
Legal Subdivision	DENALI HEIGHTS 01
Legal Lot Number	61
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3034
Census Tract	3801

Owner

Source: Winnebago County records · APN 08-06-404-001

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	644 BISCAYNE PL, ROSCOE, IL 61073-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BYRON BK
Nov 01, 2018	Grant Deed, Transfer SECURITY FIRST TITLE
Nov 01, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BYRON BK

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Nov 01, 2018 · Amount on Record
Deed Sale	Nov 01, 2018 · Amount on Record
Prior Sale	Nov 01, 2018 · Amount on Record
Deed Document Number	1831956
Record Updated	Jun 07, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	644 BISCAYNE PL, ROSCOE, IL 61073-7202
Document Number	0001037120
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	644 BISCAYNE PL ROSCOE IL 610737202, ROSCOE, IL 61073-7202

Mortgage

Document Number	0001037120
Date	Dec 03, 2020
Instrument	1037120

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 02, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 01, 2018
Property Address	644 BISCAYNE PL, ROSCOE, IL 61073-7202
Document Number	0001031955
Instrument Date	Oct 30, 2018
Instrument	1031955
Transaction Type	Transfer
Record Updated	Dec 07, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$3.08
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	644 BISCAYNE PL ROSCOE IL 61073, ROSCOE, IL 61073

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 01, 2018
Property Address	644 BISCAYNE PL, ROSCOE, IL 61073-7202
Document Number	0001031956
Instrument Date	Oct 30, 2018
Instrument	1031956
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2018
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$314.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	644 BISCAYNE PL ROSCOE IL 61073, ROSCOE, IL 61073

Mortgage

Document Number	1031957
Date	Nov 01, 2018
Instrument	1031957

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Interest

Rate	4.86%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$76,901 Land $11,615 Building $65,286	$230,703 Land $34,845 Building $195,858

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010038013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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