626 Biscayne Pl, Roscoe, IL 61073 Property Records

Winnebago County property record for 626 Biscayne Pl, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$231,900 (Jun 2019)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-06-404-004`

Property Details

APN / Parcel Number

Primary APN	`08-06-404-004`

Location & Zoning

Street Address	626 BISCAYNE PL
City	ROSCOE
State	IL
Zip	61073-7202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DENALI HEIGHTS NO 1 PT S1/2 SEC 6-45-2LOT 64
Legal Range	02
Legal Township	45
Legal Section	06
Legal Subdivision	DENALI HEIGHTS 01
Legal Lot Number	64
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	3
Census Block	3034
Census Tract	3801

Owner

Source: Winnebago County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	626 BISCAYNE PL, ROSCOE, IL 61073-7202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK
Oct 13, 2020	Deed of Trust, Mortgage · Conventional with PMI JP MORGAN CHASE BK
Jun 12, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI JP MORGAN CHASE BK
Jun 12, 2019	Grant Deed, Transfer SECURITY FIRST TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2019 · Amount on Record
Deed Sale	Jun 12, 2019 · Amount on Record
Prior Sale	Jun 12, 2019 · Amount on Record
Deed Document Number	1919948
Record Updated	Jun 7, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	626 BISCAYNE PL, ROSCOE, IL 61073-7202
Document Number	0001031859
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 BISCAYNE PL ROSCOE IL 610737202, ROSCOE, IL 61073-7202

Mortgage

Document Number	0001031859
Date	Oct 21, 2020
Instrument	1031859

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	626 BISCAYNE PL, ROSCOE, IL 61073-7202
Document Number	0001031869
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	626 BISCAYNE PL ROSCOE IL 610737202, ROSCOE, IL 61073-7202

Mortgage

Document Number	0001031869
Date	Oct 21, 2020
Instrument	1031869

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 20, 2050

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 12, 2019
Property Address	626 BISCAYNE PL, ROSCOE, IL 61073-7202
Document Number	0001019948
Instrument Date	May 24, 2019
Instrument	1019948
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$347.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	626 BISCAYNE PL ROSCOE IL 61073, ROSCOE, IL 61073

Mortgage

Document Number	1019949
Date	Jun 12, 2019
Instrument	1019949

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2049

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 12, 2019
Property Address	626 BISCAYNE PL, ROSCOE, IL 61073-7202
Document Number	0001019947
Instrument Date	May 24, 2019
Instrument	1019947
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	SECURITY FIRST TITLE

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5382 SWANSON RD ROSCOE IL 610739458, ROSCOE, IL 61073-9458

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Municipality	Roscoe Village
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Rockton School District 140 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$83,731 Land $11,615 Building $72,116	$251,193 Land $34,845 Building $216,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	76 (1978–2019)
Claims Outside the SFHA	4 of 76
Most Recent Claim	Oct 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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