Shiawassee County property record for 635 7th St, Owosso, MI 48867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,026 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Sale & Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 050-670-006-004-00 |
| Primary APN | 050-670-006-004-00 |
|---|
| Lot Area | 27,443 sqft (0.63 acres) |
|---|
| Street Address | 635 7TH ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 1 2 & 3 BLK 6 H N & S A WILLIAMS ADD |
| Legal Subdivision | WILLIAMS ADD |
| Legal Block | 6 |
| Legal Lot Number | 1-3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30400 |
Source: Shiawassee County records · APN 050-670-006-004-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 7TH ST, OWOSSO, MI 48867-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC |
| Feb 08, 2019 | Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Feb 08, 2019 | Quit Claim Deed, Transfer ASK SERVICES INC, ASK SVCS INC |
| May 19, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| May 22, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2017 |
| Transfer Doc | 0012340715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 635 7TH ST, OWOSSO, MI 48867-2127 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2021 |
| Name | Verified Name |
|---|---|
| Address | 635 7TH ST, OWOSSO, MI 48867-2127 |
| Document Number | 0012810554 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 1281/554 |
| Instrument | 3345319 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2046 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 08, 2019 |
| Property Address | 635 7TH ST, OWOSSO, MI 48867-2127 |
| Document Number | 0012530880 |
| Book / Page | 001253 / 000880 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 3317390 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 S CHAPMAN ST CHESANING MI 486161305, CHESANING, MI 48616-1305 |
| Document Number | 12530881 |
|---|---|
| Date | Feb 08, 2019 |
| Book Page | 001253/000881 |
| Instrument | 3317391 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 07, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 08, 2019 |
| Property Address | 635 7TH ST, OWOSSO, MI 48867-2127 |
| Document Number | 0012530878 |
| Book / Page | 001253 / 000878 |
| Instrument Date | Jan 02, 2019 |
| Instrument | 3317388 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2019 |
| Title Company | ASK SERVICES INC, ASK SVCS INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4005 GULF SHORE BLVD N #401 NAPLES FL 341033433, 401, NAPLES, FL 34103-3433 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 19, 2017 |
| Property Address | 635 7TH ST, OWOSSO, MI 48867-2127 |
| Document Number | 0012340715 |
| Book / Page | 001234 / 000715 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 3298023 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4005 GULF SHORE BLVD N #401 NAPLES FL 341033433, 401, NAPLES, FL 34103-3433 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 22, 2017 |
| Property Address | 635 7TH ST, OWOSSO, MI 48867-2127 |
| Document Number | 0012340716 |
| Book / Page | 001234 / 000716 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 3298024 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4005 GULF SHORE BLVD N #401 NAPLES FL 341033433, 401, NAPLES, FL 34103-3433 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $165,900 (+9.29%) | $331,800 (+9.29%) | |
| 2025 | $5,026.00 (+4.91%) Homeowner's exemption | $151,800 (+20.96%) | $303,600 (+20.96%) |
| 2024 | $4,791.00 | ||
| 2023 | $4,791.00 Homeowner's exemption | $125,500 | $251,000 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 312 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| DayStarr | Fiber | 2,500 / 2,500 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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