625 7th St, Owosso, MI 48867 Property Records

Shiawassee County property record for 625 7th St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,193 sqft · built 1945
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$346,000 (Nov 2023)
Tax Bill	$7,931 (2025)
Deeds & Mortgages	Nov 2023 Sale Oct 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`050-670-006-001-00`

Property Details

APN / Parcel Number

Primary APN	`050-670-006-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,193 sqft Living Area
1st Floor Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Custom Design
Lot Area	18,731 sqft (0.43 acres)
Garage Area	546 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	625 7TH ST
City	OWOSSO
State	MI
Zip	48867-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 6 H N & S A WILLIAMS ADD
Legal Subdivision	WILLIAMS ADD
Legal Block	6
Legal Lot Number	4-5
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2002
Census Tract	30400

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1117 ADA ST, OWOSSO, MI 48867-1609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2021	Warranty Deed, Transfer MICHIGAN LAND TITLE
Sep 24, 2020	Warranty Deed, Transfer CISLO TITLE, CISLO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	20233376419
Deed Book / Page	1312 / 252
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 14, 2023
Property Address	625 7TH ST, OWOSSO, MI 48867-2127
Document Number	0013120252
Book / Page	1312 / 252
Map Reference	LB 1 PG 107
Instrument Date	Nov 10, 2023
Instrument	3376419
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 7TH ST, OWOSSO, MI 48867-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1007 CHIPMAN LN, OWOSSO, MI 48867-4965

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 11, 2022
Property Address	625 7TH ST, OWOSSO, MI 48867-2127
Document Number	0013010186
Book / Page	1301 / 186
Map Reference	LB 1 PG 107
Instrument Date	Oct 5, 2022
Instrument	3365177
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 7TH ST, 625, OWOSSO, MI 48867-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	625 7TH ST, OWOSSO, MI 48867-2127

Mortgage

Document Number	0003365178
Date	Oct 11, 2022
Instrument	3365178

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 17, 2021
Property Address	625 7TH ST, OWOSSO, MI 48867-2127
Document Number	0012820676
Book / Page	1282 / 676
Map Reference	LB 1 PG 107
Instrument Date	May 12, 2021
Instrument	3346443
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	MICHIGAN LAND TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 7TH ST, 625, OWOSSO, MI 48867-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21010 VILLAGE WEST DR N, LAPEER, MI 48446-1602

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 24, 2020
Property Address	625 7TH ST, OWOSSO, MI 48867-2127
Document Number	0012730288
Book / Page	001273 / 000288
Instrument Date	Sep 21, 2020
Instrument	3336970
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,575.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 E KING ST CORUNNA MI 488171527, CORUNNA, MI 48817-1527

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,900 (+9.12%)	$303,800 (+9.12%)
2025	$7,931.00 (+59.51%) Homeowner's exemption Additional exemption filed	$139,200 (+22.21%)	$278,400 (+22.21%)
2023	$4,972.00 Homeowner's exemption	$113,900	$227,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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