630 7th St, Owosso, MI 48867 Property Records

Shiawassee County property record for 630 7th St, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$145,000 (Sep 2020)
Tax Bill	$2,950 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`050-670-005-006-00`

Property Details

APN / Parcel Number

Primary APN	`050-670-005-006-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	630 7TH ST
City	OWOSSO
State	MI
Zip	48867-2128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 5 H N & S A WILLIAMS ADD INCLUDING 12 CLOSED ALLEY
Legal Subdivision	WILLIAMS ADD
Legal Block	5
Legal Lot Number	8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	2
Census Block	2014
Census Tract	30400

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	630 7TH ST, OWOSSO, MI 48867-2128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	Dec 29, 2004 · Amount on Record
Deed Document Number	20203336668
Deed Book / Page	1272 / 999
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	0011410525
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 16, 2020
Property Address	630 7TH ST, OWOSSO, MI 48867-2128
Document Number	0012720999
Book / Page	1272 / 999
Map Reference	LB 1 PG 107
Instrument Date	Sep 11, 2020
Instrument	3336668
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,087.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3670 N M 52, 3670, OWOSSO, MI 48867-1050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 7TH ST, OWOSSO, MI 48867-2128

Mortgage

Document Number	3336669
Date	Sep 16, 2020
Instrument	3336669

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$93,400 (+9.5%)	$186,800 (+9.5%)
2025	$2,950.00 (+4.91%) Homeowner's exemption	$85,300 (+22.03%)	$170,600 (+22.03%)
2024	$2,812.00
2023	$2,812.00 Homeowner's exemption	$69,900	$139,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1981–1995)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 7th St

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