Polk County property record for 6347 Howard Gap Rd, Saluda, NC 28773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1987 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $839 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P14-67 |
| Primary APN | P14-67 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,040 sqft Finished Area |
| Attic | Attic |
| Attic Area | 200 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Wood Siding |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Account Number | 42423 |
|---|---|
| Street Address | 6347 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | 0.460 CACULATED ACRES, P14 MAP P14 |
| Legal Subdivision | MAP P14 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 920303 |
6347 Howard Gap Rd is owned by two individuals who acquired it in February 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 541 BUFFALO CREEK RD, BUFFALO JUNCTION, VA 24529-2711 |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 211 / 2016 |
| Last Transfer Date | Feb 6, 2025 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 6347 Howard Gap Rd was $839, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $839.00 (+1.33%) | $142,228 (-) Land $16,100 Building $126,128 | $142,228 (-) Land $16,100 Building $126,128 |
| 2025 | $828.00 | $142,228 Land $16,100 Building $126,128 | $142,228 Land $16,100 Building $126,128 |
| 2023 | $710.00 | $102,335 Land $11,500 Building $90,835 | |
| 2021 | $102,335 Land $11,500 Building $90,835 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6347 Howard Gap Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6347 Howard Gap Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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