Polk County property record for 6130 Howard Gap Rd, Saluda, NC 28773
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 2 ba · 1,215 sqft · built 1988 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $448,000 (Jan 2026) |
| Tax Bill | $1,126 (2026) |
| Deeds & Mortgages | Jan 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P14-110 |
| Primary APN | P14-110 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 1,215 sqft Finished Area |
| Basement Area | 988 sqft |
| Unfinished Basement | 988 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 11248 |
|---|---|
| Street Address | 6130 HOWARD GAP RD |
| City | SALUDA |
| State | NC |
| Zip | 28773-0448 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | MX |
| Legal Description | 1.0 ACRE, P14 MAP P14 |
| Legal Subdivision | MAP P14 |
| Jurisdiction | POLK NC |
| Township / Civil Division | SALUDA |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 920303 |
6130 Howard Gap Rd is owned by an individual who bought it in January 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 CROOKED CREEK RD, HENDERSONVILLE, NC 28739-6822 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on File |
| Deed Sale | Jan 15, 2026 · Amount on File |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 497 / 34 |
| Prior Transfer Date | Apr 3, 2024 |
| Prior Transfer Doc | 000485/768 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jan 15, 2026 |
| Property Address | 6130 HOWARD GAP RD, SALUDA, NC 28773-0448 |
| Document Number | 0000497/34 |
| Book / Page | 497 / 34 |
| Map Reference | MB 139 PG 153 |
| Instrument Date | Jan 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $896.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | KUPESKARSGATAN 39, PARK CITY, KY 42160 |
| Name | Verified Name |
|---|---|
| Address | 206 CROOKED CREEK RD, HENDERSONVILLE, NC 28739-6822 |
The 2026 property tax bill for 6130 Howard Gap Rd was $1,126, up 1.3% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,126.00 (+1.26%) | $190,864 (-) Land $35,000 Building $155,864 | $190,864 (-) Land $35,000 Building $155,864 |
| 2025 | $1,112.00 | $190,864 Land $35,000 Building $155,864 | $190,864 Land $35,000 Building $155,864 |
| 2023 | $1,021.00 | $147,090 Land $25,000 Building $122,090 | |
| 2021 | $147,090 Land $25,000 Building $122,090 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 6130 Howard Gap Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 19 (1978–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6130 Howard Gap Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RiverStreet Networks Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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