6900 Howard Gap Rd, Saluda, NC 28773 Property Records

Polk County property record for 6900 Howard Gap Rd, Saluda, NC 28773 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,441 sqft · built 1900
Lot Size	13.1 acres (572,378 sqft)
Owner	2 Company Names on File
Last Sale	$555,000 (Sep 2020)
Tax Bill	$4,392 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P13-20`

Property Details

APN / Parcel Number

Primary APN	`P13-20`
Alternative APN	`19955`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,441 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	572,378 sqft (13.1 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	19955
Street Address	6900 HOWARD GAP RD
City	SALUDA
State	NC
Zip	28773
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD GAP RD, 0S50 SALUDA RES AREA 50
Legal Subdivision	SALUDA RES AREA 50
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	1
Census Block	1018
Census Tract	920303

Owner

Source: Polk County records · APN P13-20

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	10 FIDDLER POND LOOP, BEAUFORT, SC 29907-1745
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Prior Sale	Dec 31, 1997
Deed Book / Page	451 / 1891
Last Transfer Date	Feb 04, 2025
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 09, 2020
Property Address	6900 HOWARD GAP RD, SALUDA, NC 28773
Document Number	00451/1891
Book / Page	451 / 1891
Instrument Date	Sep 03, 2020
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	330 NATURES BND, 330, BLACK MOUNTAIN, NC 28711-0529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 FIDDLER POND LOOP, BEAUFORT, SC 29907-1745

Mortgage

Document Number	0004511894
Date	Sep 09, 2020
Instrument	451/1894

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,392.00 (+10.46%)	$753,775 (+31.61%) Land $317,800 Building $435,975	$753,775 (+31.61%) Land $317,800 Building $435,975
2023	$3,976.00	$572,750 Land $232,100 Building $340,650
2021			$572,750 Land $232,100 Building $340,650

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.