6345 Gibison Rd, Troy, MO 63379 Property Records

Lincoln County property record for 6345 Gibison Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,976 sqft · built 2025
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Aug 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-23-000-000-005.024`

Property Details

APN / Parcel Number

Primary APN	`19-60-23-000-000-005.024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,976 sqft Living Area
Basement Area	1,976 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,587 sqft (0.266 acres)
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6345 GIBISON RD
City	TROY
State	MO
Zip	63379-3583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 AUBURN LAKE ESTATES PLAT 1
Legal Range	01W
Legal Township	48N
Legal Section	23
Legal Subdivision	AUBURN LAKE ESTATES
Legal Lot Number	14
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6345 GIBISON RD, TROY, MO 63379-3583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Commercial Mortgage 1ST ADVANTAGE BANK
Aug 18, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DAS ACQUISITION
Feb 22, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021
Deed Sale	Feb 22, 2021
Deed Document Number	20212352
Deed Book / Page	2459 / 853
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	6345 GIBISON RD, TROY, MO 63379-3583
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02436/0416
Date	Jul 29, 2019
Book Page	2436/0416
Instrument	2019006284

Lender

Name	1ST ADVANTAGE BANK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Aug 18, 2025
Property Address	6345 GIBISON RD, TROY, MO 63379-3583
Document Number	0002513/10
Book / Page	2513 / 10
Map Reference	MB 14 PG 311
Instrument Date	Aug 15, 2025
Instrument	2025006540
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026
Title Company	TRI-COUNTY TITLE SERVICES LLC, TRI COUNTY LAND TTL SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6345 GIBISON RD, TROY, MO 63379-3583

Mortgage

Document Number	2025006541
Date	Aug 18, 2025
Instrument	2025006541

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 22, 2021
Property Address	6345 GIBISON RD, TROY, MO 63379-3583
Document Number	002459/853
Book / Page	2459 / 853
Map Reference	MB 14 PG 311
Instrument Date	Feb 16, 2021
Instrument	2021002352
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2235 S GRAND BLVD, SAINT LOUIS, MO 63104-1660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3706 YAEGER RD, SAINT LOUIS, MO 63129-2333

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,496 (+1.28%) Land $4,940 Building $48,556
2025	$1,291.00 (+396.54%)	$52,820 (+1,156.12%) Land $4,940 Building $47,880	$281,560 (+1,172.3%) Land $26,000 Building $255,560
2023	$260.00 (-0.38%)	$4,205 Land $4,205	$22,130 Land $22,130
2022	$261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

May also be available: Systec Wireless Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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