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6344 Gibison Rd, Troy, MO 63379 Property Records

Lincoln County property record for 6344 Gibison Rd, Troy, MO 63379 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 1975
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$2,336 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Sep 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-60-23-000-000-021.000

Property Details

APN / Parcel Number

Primary APN19-60-23-000-000-021.000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,709 sqft Living Area
Basement Area1,709 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area130,680 sqft (3 acres)
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address6344 GIBISON RD
CityTROY
StateMO
Zip63379-3520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2 & 3 NW COR N OF BIG CK END OF CO RD 291
Legal Range01W
Legal Township48
Legal Section23
Legal Lot Number2-3 3
JurisdictionLINCOLN MO
Township / Civil DivisionCLARK
Census Block Group2
Census Block2001
Census Tract810308

Owner

Source: Lincoln County records · APN 19-60-23-000-000-021.000

Assessment roll updated June 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6344 GIBISON RD, TROY, MO 63379-3520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2025Deed of Trust, Mortgage · Line of Credit
STIFEL BANK & TRUST
Sep 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Mar 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address6344 GIBISON RD, TROY, MO 63379-3520
Transaction TypeMortgage
Record UpdatedMar 31, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address6344 GIBISON RD, TROY, MO 63379-3520

Mortgage

Document Number002511/754
DateJul 08, 2025
Book Page2511/754
Instrument2025005264
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJul 15, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address6344 GIBISON RD, TROY, MO 63379-3520
Transaction TypeMortgage
Record UpdatedNov 27, 2025
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 SEPTEMBER ST, MOSCOW MILLS, MO 63362-2351

Mortgage

Document Number002513/761
DateSep 10, 2025
Book Page2513/761
Instrument2025007295
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN MO
Property Address6344 GIBISON RD, TROY, MO 63379-3520
Transaction TypeMortgage
Record UpdatedMay 26, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2444/73
DateMar 03, 2020
Book Page2444/73
Instrument2020002073
Lender
NameSTIFEL BANK & TRUST
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2035

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated June 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,336.00 (+9.62%)$36,026 (+6.85%) Land $4,902 Building $31,124$189,610 (+6.85%) Land $25,800 Building $163,810
2023$2,131.00 (+5.7%)$33,716 Land $4,560 Building $29,156$177,450 Land $24,000 Building $153,450
2022$2,016.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (2022)
Most Recent ClaimJul 2022, river or lake flooding

Wildfire

Wildfire RiskLow
above 37% of the US · above 31% of Missouri
Wildfire LikelihoodAbout 1 in 1,961 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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