6239 Gibison Rd, Troy, MO 63379 Property Records

Lincoln County property record for 6239 Gibison Rd, Troy, MO 63379 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,672 sqft · built 2005
Lot Size	3.16 acres (137,650 sqft)
Owner	Individual Name on File
Last Sale	$302,800 (Sep 2018)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-60-23-000-000-008.004`

Property Details

APN / Parcel Number

Primary APN	`19-60-23-000-000-008.004`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Basement Area	1,672 sqft
Unfinished Basement	1,672 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,650 sqft (3.16 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6239 GIBISON RD
City	TROY
State	MO
Zip	63379-3519
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.16 AC WITHIN THE S PT OF THE SWNE OF SECT 23
Legal Range	01W
Legal Township	48N
Legal Section	23
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2001
Census Tract	810308

Owner

Source: Lincoln County records · APN 19-60-23-000-000-008.004

Assessment roll updated September 11, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	6239 GIBISON RD, TROY, MO 63379-3519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2025	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jan 17, 2023	Correction Deed
Nov 10, 2022	Intrafamily Transfer, Transfer FREEDOM TITLE
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 26, 2019	Deed of Trust, Mortgage · FHA Mortgage GERSHMAN INVESTMENT CORP
Sep 18, 2018	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Dec 29, 2008
Deed Document Number	20188483
Deed Book / Page	2427 / 88
Prior Transfer Date	Mar 11, 2005
Prior Transfer Doc	1737/0808
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	6239 GIBISON RD, TROY, MO 63379-3519
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6239 GIBISON RD, TROY, MO 63379-3519

Mortgage

Document Number	002514/590
Date	Oct 07, 2025
Book Page	2514/590
Instrument	2025008139

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	112 Months
Due	Feb 27, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	LINCOLN MO
Recording Date	Jan 17, 2023
Property Address	6239 GIBISON RD, TROY, MO 63379-3519
Document Number	002487/231
Book / Page	2487 / 231
Instrument Date	Jan 05, 2023
Instrument	2023000363
Record Updated	Apr 11, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6239 GIBISON RD, TROY, MO 63379-3519

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Nov 10, 2022
Property Address	6239 GIBISON RD, TROY, MO 63379-3519
Document Number	002485/535
Book / Page	2485 / 535
Instrument Date	Nov 10, 2022
Instrument	2022011316
Transaction Type	Transfer
Record Updated	Jan 30, 2023
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6239 GIBISON RD, TROY, MO 63379-3519

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	6239 GIBISON RD, TROY, MO 63379-3519
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6239 GIBISON RD, TROY, MO 63379-3519

Mortgage

Document Number	2471/468
Date	Oct 26, 2021
Book Page	2471/468
Instrument	2021014047

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	6239 GIBISON RD, TROY, MO 63379-3519
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2433/0261
Date	Apr 26, 2019
Book Page	2433/0261
Instrument	2019003107

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Sep 18, 2018
Property Address	6239 GIBISON RD, TROY, MO 63379-3519
Document Number	2427/0088
Book / Page	2427 / 0088
Instrument Date	Sep 07, 2018
Instrument	2018008483
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6239 GIBISON RD, TROY, MO 63379-3519

Mortgage

Document Number	2018008484
Date	Sep 18, 2018
Instrument	2018008484

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated September 11, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,820.00 (+1.73%)	$48,091 (+7.51%) Land $4,902 Building $43,189	$253,110 (+7.51%) Land $25,800 Building $227,310
2023	$2,772.00 (+4.68%)	$44,730 Land $4,560 Building $40,170	$235,420 Land $24,000 Building $211,420
2022	$2,648.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (29113C), updated October 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291138103082, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022, river or lake flooding

Wildfire

Wildfire Risk	Low above 37% of the US · above 31% of Missouri
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	940 / 940
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: SysTec Wireless Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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