Oakland County property record for 6101 Beach Rd, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,427 sqft · built 1990 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $570,000 (Dec 2017) |
| Tax Bill | $8,990 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-06-352-018 |
| Primary APN | 88-20-06-352-018 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,427 sqft Living Area |
| 1st Floor Area | 1,890 sqft |
| Basement Area | 1,890 sqft |
| Finished Basement | 1,890 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 20,038 sqft (0.46 acres) |
| Lot Dimensions | 190 ft deep x 103 ft wide |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | 825 sqft |
| Patio Area | 825 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 6101 BEACH RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-2226 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T2N, R11E, SEC 6 MANCHESTER WOODS SUB LOT 2 6-30-89 FR 014 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 6 |
| Legal Subdivision | MANCHESTER WOODS |
| Legal Lot Number | 2,6 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 196400 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2023 | Intrafamily Transfer, Transfer |
| Sep 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 28, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Aug 17, 2018 | Deed of Trust, Mortgage BANK OF AMERICA |
| Dec 14, 2017 | Warranty Deed, Transfer · ARM FIRST INDEPENDENCE BANK |
| Feb 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2017 · Amount on Record |
| Deed Sale | Dec 14, 2017 · Amount on Record |
| Prior Sale | Jun 15, 2010 · Amount on Record |
| Deed Document Number | 2017227955 |
| Deed Book / Page | 51386 / 309 |
| Last Transfer Date | Apr 6, 2023 |
| Transfer Doc | 0000040597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Apr 11, 2023 |
| Property Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000040597 |
| Book / Page | 58536 / 824 |
| Map Reference | LB 207 PG 37&38 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 40597 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000233353 |
|---|---|
| Date | Sep 30, 2021 |
| Book Page | 56928/357 |
| Instrument | 233353 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Oct 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.62% |
| Index | Other |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000115991 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 56167/29 |
| Instrument | 115991 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | May 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000188324 |
| Instrument Date | Oct 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 6101 BEACH RD TROY MI 480982226, TROY, MI 48098-2226 |
| Document Number | 0000188324 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 053489/000296 |
| Instrument | 188324 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000141003 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 6101 BEACH RD TROY MI 480982226, TROY, MI 48098-2226 |
| Document Number | 0000141003 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 052124/000377 |
| Instrument | 141003 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 14, 2017 |
| Property Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000227955 |
| Book / Page | 51386 / 00309 |
| Map Reference | LB 207 PG 37&38 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 227955 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,702.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6101 BEACH RD, 6101, TROY, MI 48098-2226 |
| Name | Verified Name |
|---|---|
| Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000227956 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 227956 |
| Name | FIRST INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.42% |
| Type Change Date | Dec 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.42% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.4% |
| Document Number | 0000227957 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 51386/00329 |
| Instrument | 227957 |
| Name | FIRST INDEPENDENCE BANK |
|---|---|
| Type | Bank |
| Address | MARINE CITY, MI 48039 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Nov 30, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 23, 2017 |
| Property Address | 6101 BEACH RD, TROY, MI 48098-2226 |
| Document Number | 0000034022 |
| Book / Page | 050410 / 000565 |
| Instrument Date | Jun 2, 2016 |
| Instrument | 34022 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4770 BISCAYNE BLVD #1480 MIAMI FL 331373237, 1480, MIAMI, FL 33137-3237 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Bloomfield Hills School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,990.00 (-18.24%) | ||
| 2023 | $620,320 | ||
| 2022 | $10,996.00 | $310,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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